Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



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Thread: Hi

  1. #1
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    leeds_200 Novitiate

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    Cool Hi

    just posting my first message. and its hello from me.

    over the years i must have paid thousands in bank charges and because ive been overdrawn for years i have been unable to do anything till now. i have sold my house through divorceicon procedings and have a bit of money that takes me into credit. Now what do i do next ? its Nat West who i am with.
    any help would be appreciated. TIA

    Leeds


  2. #2
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    Boobaby Highly informative Boobaby Highly informative Boobaby Highly informative Boobaby Highly informative Boobaby Highly informative Boobaby Highly informative Boobaby Highly informative Boobaby's Avatar

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    Default Re: Hi

    First a little piece of advice read, read and read this site. You need to read the FAQ's they will give you everything you need to know to start you off.
    You need then to go here:
    Consumer Action Group > Libraries - bank charges materials and other issues > Bank templates library 1. Data Protection Act, Subject access requesticon letter - List of charges

    This will gave you the initial letter template Data Protection Act - which, if you haven't got your bank statements or list of charges going back six years you will need to make a claim.
    If you read this letter you will notice that it says "please provide me with a list of charges" which is what you are asking for. If you ask for statements they will charge you £5 - £10 per statement. They will probably furnish you with these statements anyway as this is an easier way of providing that information! You will also need to enclose a cheque or Postal Order for £10 to cover the cost of this information. They then have 40 days to respond to this letter.
    I suggest you use that time to read up on the process and other people's threads etc...as someone said in another thread i've just read, take your time it's not a race just make sure you do it right.

    This is an amazing site and there are lots of people to help so good luck and go for it!!

    Boobaby
    Please hit the scales if you think I've helped!
    Please note that advice given is purely my opinion and should be treated as such.
    FAQ’s
    http://www.consumeractiongroup.c o.uk/forum/faqs-please-read-these/

    HSBC Claim - August 2006 £2,700 paid November 2006
    Halifax Claim - August 2006 £4,100 paid December 2006
    GE Capital - August 2006 - settled
    Log Book Loans - August 2007 - sorted

  3. #3
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    leeds_200 Novitiate

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    Default Re: Hi

    Thank You for your sound advice. i will read and read and read everything i can.

    Many thanks

    Leeds



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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE