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need advice with PDE


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So I will try and keep this short.

 

About two years ago I took a pdloan with PDE for around £300. After missing my payment they promptly passed my case on from collector to collector I haven't heard from them in about one year.

 

Today someone else in my household who has never had a pay day loan nor knows iv had a payday loan got a default letter in the post this morning from PDE claiming she owes £900. She called them and they said they would call her back within one week.

 

Just to be clear she's unaware of my debt and is not guarantor of any sort.

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Ok. First thing to do is stay off the phone. Completely. Deal with this in writing. You need to make a formal complaint to the OFT and get PDE to give you their complaints procedure. Get a complaint in so you can get the FOS involved. Also consider informing the ICO as its a blatant breach of the DPA.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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So I've had my head in the sand with this company and not dealt with them in over one year. So I should write to the above as you suggested. I need to write and get their complaints procedure. They haven't said this letter is about my debt, the recipient thinks it's fraud should I tell her it's my debt? She is waiting for a call back from them is it likely they will call and give her info about my debt to them?

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Dont talk to them on the phone. It needs to be in writing. They will lie as much as they can to try and say thet are innocent.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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