smokeyspot v barclays ***SETTLEDD IN FULL***

**smokeyspot** · 25th October 2006 12:01

Just to say that my first letter has been sent today. Thanks to everyone for all the advice I've been reading in all the threads. Will let you know how I get on!

Similar Threads:

**jendoc** · 25th October 2006 12:07

Hi Smokey, Best of Luck Kid.......Always remember its Y O U R M O N E Y that they have taken !

Jendoc

**smokeyspot** · 3rd November 2006 14:18

I sent the initial letter requesting payment on 24 Oct. I have just received a letter from Barclays icon

customer relations saying that they are looking into my concerns and will get back to me asap but definitely by 22 Nov. As that is after the 14 days, do I write back now reminding them of the timescales or do I do nothing and issue the next letter in 14 days as previously stated. Any advice please?

**nathal** · 3rd November 2006 14:36

stick to the timescale

dont wait for their reply

**richard gibson** · 9th November 2006 15:08

Stick to your guns smokeyspot,remember, YOU'RE in charge of this....

With patience and determination you will regain your losses.

**smokeyspot** · 10th November 2006 12:41

Have today sent letter before action icon

. Will let you all know what happens next.

**smokeyspot** · 21st November 2006 17:34

Have today received offer from Barclays icon

for half the amount - its tempting to accept but I have just written rejection letter and if I hear nothing more will fill in court application early next week - wish me luck!

**basilbusk** · 23rd November 2006 13:43

You're just ahead of me on this one. I've send my letter in to request payment with spreadsheet attached and received a response, saying they will respond by 15 Dec 06, which is after my 14 day deadline.

I will know prepare the next letter and send on the 14 day deadline.

Thanks - will keep you posted how I get on.

**smokeyspot** · 24th November 2006 12:55

Thanks basilbusk - have spent the morning doing spreadsheet to give 8% interest icon

and will fill in court claim form on Monday. I'm wondering whether to 'phone on Monday with details of interest etc and see if they want to make a pre-court offer. What does anyone think?

**Welshman** · 24th November 2006 13:24

Phoning not known to work Smokey but of course it's a matter for you. I advise you to do everything by letter so that you have documentary proof of all communication.

**smokeyspot** · 24th November 2006 13:48

Thanks Welshman. Do you think it's worth trying to get a settlement - maybe the charges plus half the interest icon

to avoid going to court?

**Welshman** · 24th November 2006 14:00

It's only you who can make that decsion but, before you do, read as many of the threads here to see what other Claimants experience.

Personally, I don't think they'll bite anyway but, you never know.

**smokeyspot** · 27th November 2006 17:19

Have today completed court claim online. Have also written to Barclays icon

with another copy of schedule of charges - now with 8% interest icon

. Will keep you posted.

**ashman04** · 29th November 2006 12:10

Hi There,

I too have just received letter from Barclays icon

for offer of half the amount, was wondring did you decide to accept initial offer with the intent to pursue the remainder? or have you declined altogether? really not sure what next step to take!!

mel

**Welshman** · 29th November 2006 13:35

Originally Posted by ashman04

Hi There,

I too have just received letter from Barclays icon

for offer of half the amount, was wondring did you decide to accept initial offer with the intent to pursue the remainder? or have you declined altogether? really not sure what next step to take!!

mel

Have you opened a thread of your own yet? If so, post questions there. If not, please start one so your progress can be followed and then you can be advised when you have a querie. But, in answer to your question, go here and it tells you.

Finally, this is a self help site and we step in if there's a problem. Read the FAQ's and the step-by-step instructions and all will become clear.

**smokeyspot** · 29th November 2006 17:10

Ashman, I rejected the offer - I sent a letter back (see library for details) and kept to my original timescale and issued court claim on monday - have just received confirmation from the court.

**smokeyspot** · 15th December 2006 16:01

The time limit for Barclays icon

to acknowledge my court claim is in a couple of days - how do I go about getting a judgement if they do not acknowledge? Can I do that on the moneyclaim site or do I have to write?

**Crafty** · 15th December 2006 16:11

Hi smokey. You go to the moneyclaim website and click on the judgment bit. If I were you, I'd leave in until the last minute on the day they go over their timescale.

When I applied for my judgment by default they immediately entered a defence thus blocking the judgment. Even though they were 2 full days over thier limit! I now have to fill in my aq icon

, when I get it.

**Welshman** · 15th December 2006 16:40

The application for judgement will not be dealt with on the day you apply if it's gone 9am. So, if you apply for judgement at 3.59pm today, it will be dealt with during the day tomorrow and they will have until 4pm tomorrow to acknowledge.

It sounds wrong, but it's accepted.

**wildcat77** · 16th December 2006 11:40

Can you clarify this for me Welshman, I'm in a similarish situation with a totally different claim, it's been acknowledged, and the other party has until Monday to submit a defence, I have taken that to mean that if he doesn't I can start a judgement Tuesday morning, am I wrong here? Do I need to wait until Wednesday?

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