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    • Okay please go through the disclosure very carefully. I suggest that you use the technique broadly in line with the advice we give on preparing your court bundle. You want to know what is there – but also very importantly you want to know what is not there. For instance, the email that they said they sent you before responding to the SAR – did you see that? Is there any trace of of the phone call that you made to the woman who didn't know anything about SAR's? On what basis was the £50 sent to you? Was it unilateral or did they offer it and you accepted it on some condition? When did they send you this £50 cheque? Have you banked it? Also, I think that we need to start understanding what you have lost here. Have you lost any money – and if so how much? Send the SAR to your bank as advised above
    • In anticipation of lodging my court claim next Weds 1 May (14 days after advising P2G that was my deadline for them to settle my claim) I have completed my first draft POC as below: Claim Claim number: xxxxx Reference: P2G MAY 2024   Claimant xxxxx   Defendant Parcel2Go 1A Parklands Lostock Bolton BL6 4SD  Particulars of Claim The defendant has failed to arrange for the safe delivery of the claimant's parcel containing a 8 secondhand golf clubs (valued at £265) that was sent to a UK address using their delivery service (P2G Reference xxxxx). The defendant contracted Evri to deliver the parcel (Evri Reference xxxxx) and refuses to reimburse the claimant on the grounds that the claimant did not purchase their secondary insurance contract. The defendant seeks to exclude their liability in breach of section 57 Consumer Rights Act. The secondary insurance contract is in breach of section 72. The claimant seeks reimbursement of £265, plus P2G fees of £9.10, plus postage costs for two first class letters to P2G of £2.70, plus court fees, plus interest. The claimant claims interest under section 69 of the County Courts Act 1984 at the rate of 8% a year from xxxxx to xxxxxx on £276.80 and also interest at the same rate up to the date of judgment or earlier payment at a daily rate of £xxxx   Details of claim Amount claimed £276.80 I look forward to your thoughts and comments guys! As ever, many thanks - G59    
    • Hmm, that's strange how they got my email then.  I assume the below is ok to send to DCBL, Nicky?  Hello, I am writing regarding our ongoing dispute and the upcoming court claim reference xxxxxxxx. To ensure fairness and transparency in our communications leading up to the court hearing, I request that you use postal mail exclusively for all further correspondence related to this claim. Please refrain from sending any communication or documents via email. Thank you for your understanding and cooperation. If you have any questions or need clarification, please feel free to contact me via postal mail at the address provided above. Yours sincerely, xxxx
    • In the SAR, I received the original application, lots of computer print outs, yearly statements from 2013 and the new emails regarding my complaint. They sent me a £50 cheque after I chased them for the SAR after the 30 days. They said they was waiting for me to respond to an email (which I never received) before sending the SAR
    • classic P2G. I'm sure dianne and Lesley will pop an email to you at some point.
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      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
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Hiya guys n gals :)

 

First off, thanks to everyone who contributes to these forums. There seems to be a wealth of information to sift through, and its great to here that there's a lot of positive vibes about getting back whats rightfully yours.

I'm just starting out here with all the procedures and am a little nervous to say the least. I have a couple of queries if someone could offer a little help.

My total bank charges amount to £1,726 excl. interest and I understand that the Summary Cause route would allow me to claim up to £1,500. In my initial letter politely requesting that my bank charges be refunded, should I state that I am claiming for £1,726 or should I state that I am claiming £1500?

If anyone could point me to some info on the Summary Cause action i'd be very grateful.

 

Best Regards and luck to everyone out there, and i'll be listening out for all your stories :)

 

Fireclown

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Actually.. in reply to myself, I've just found a whole load of Info on the Summary Cause procedure in the faq's but i'm still a little confused over the initial preliminary letter....

 

The template which I found includes...

 

"What I require

I calculate that you have taken £XXXXX plus £XXX which you have charged me in overdraft interest for the sum which you have taken. Total £XXXXX .

I enclose a schedule of the charges which I am claiming with this letter."

 

..... however, much of what I've read suggests that I should not include mention of the added 8% interest.

 

Should I fill in the above blanks with the total amount of charges (£1,726 plus interest) or should I just tot up the earliest charges to a maximum limit of £1,500? Or should the figure be £1,500 plus interest?

 

I'd be real grateful of any advice I can get.

 

All the best :)

 

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Firstly, you can split your case into two separate cases. Instead of claiming 1726, make two claims, each for 863 (or roundabouts). Split the two claims into, for example, 2000-2003 and 2004-2006. Then these can both be dealt with in the Small Claims Court. Secondly, the interest, now, I'm not 100% sure myself, but I've added the interest on all of my claims, and I don't think it really makes any difference. The fact is, the bank will do almost anything to avoid court. There is a very small chance it will end up in court. I'm just aiming to get the charges back (along with my court costs, of course). I wouldn't aim for much more as there's little chance of it getting to court for the 8% Interest (of County Courts Act). As I say, I'm not 100% sure of this, but I hope I've helped.

 

Jen

Unfair penalty charges reclaimed from Barclays - £700; BarclayCard - £380 + £132 extra; Style (RBOS) - £245 - County Court Judgement

against RBOS awarded - Judgement transferred to Registers of Scotland - Sheriff Officer (Bailiffs) action taken.

Travel insurance claim with Alpha (URV) pursued through the Financial Ombudsman - £704

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When you send off your prelim letter and L.B.A, send them asking for the full amount!! just in case by some small miracle they actually refund them before the court stage. When it comes to court stage, then split the claims, usually the oldest charges first. remember not to issue the claims at the same time, you would run the risk of them being bumped together as one, then you would be liable for costs etc ;-)

 

All the Best

 

S

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I'm just aiming to get the charges back (along with my court costs, of course). I wouldn't aim for much more as there's little chance of it getting to court for the 8% Interest (of County Courts Act).

 

When it come to the court stage, use the simple excel speadsheet which calculates the 8% interest on each charge. all you do is put in the amount and the day they took it from your bank. after starting the 'court' ball rolling you don't accept any settlement without this being included and you WILL get it.

 

:lol: all the way to the bank

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Cheers stevokenevo! :)

 

I have been procrastinating over this for too long now... but now thanks to your good self and Angeljen, Im confident that I know what Im doing now.

Going to write me a letter and post it off today :)

Will keep all informed as to the progress, and will hang about and try to help others that may be in the same position as me.

 

Best Regards

 

Fireclown

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quote "When you send off your prelim letter and L.B.A, send them asking for the full amount!!"

 

Sorry, but still a little confused here stevokenevo....

When you say ask for the full amount, should that include the interest too?

 

Many thanks

 

Fireclown

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