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    • No I'm not. Even if I was then comments on this forum wouldn't constitute legal advice in the formal sense. Now you've engaged a lawyer directly can I just make couple of final suggestions? Firstly make sure he is fully aware of the facts. And don't mix and match by taking his advice on one aspect while ploughing your own furrow on others.  Let us know how you get on now you have a solicitor acting for you.
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    • Thank you for your reply, DX! I was not under the impression that paying it off would remove it from my file. My file is already trashed so it would make very little difference to any credit score. I am not certain if I can claim compensation for a damaged credit score though. Or for them reporting incorrect information for over 10 years? The original debt has been reported since 2013 as an EE debt even though they had sold it in 2014. It appears to be a breach of the Data Protection Act 1998 Section 13 and this all should have come to a head when I paid the £69 in September 2022, or so I thought. The £69 was in addition to the original outstanding balance and not sent to a DCA. Even if I had paid the full balance demanded by the DCA back in 2014 then the £69 would still have been outstanding with EE. If it turns out I have no claim then so be it. Sometimes there's not always a claim if there's blame. The CRA's will not give any reason for not removing it. They simply say it is not their information and refer me to EE. More to the point EE had my updated details since 2022 yet failed to contact me. I have been present on the electoral roll since 2012 so was traceable and I think EE have been negligent in reporting an account as in payment arrangement when in fact it had been sold to a DCA. In my mind what should have happened was the account should have been defaulted before it was closed and sold to the DCA who would then have made a new entry on my credit file with the correct details. However, a further £69 of charges were applied AFTER it was sent to the DCA and it was left open on EE systems. The account was then being reported twice. Once with EE as open with a payment arrangement for the £69 balance which has continued since 2013 and once with the DCA who reported it as defaulted in 2014 and it subsequently dropped off and was written off by the DCA, LOWELL in 2021. I am quite happy for EE to place a closed account on my credit file, marked as satisfied. However, it is clear to me that them reporting an open account with payment arrangement when the balance is £0 and the original debt has been written off is incorrect? Am I wrong?
    • OMG! I Know! .... someone here with a chance to sue Highview for breach of GDPR with a very good chance of winning, I was excited reading it especially after all the work put in by site members and thinking he could hammer them for £££'s and then, the OP disappeared half way through. Although you never know the reason so all I can say is I hope the OP is alive and well regardless. I'd relish the chance to do them for that if they breached my GDPR.
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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Just got my first new £1 coin, and yes deff looks like a old threepence bit lol, heard some are worth more then face value!

 

Anyone else had any?

R.I.P my beautiful grey ghost, gone but never forgotten, taken so suddenly, 04/07/2004 ~ ~ 02/03/2017

Gone but never forgotten,Little Miss Sunshine, Alisha Marie. 15/12/2005 ~ ~ 13/02/2006

Our  beloved Dalmatian Jazz,  gone to join Wal at Rainbow Bridge, hope you are now pain free .  20/9/2005 ~ ~ 24/3/2019

 

 

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Just got my first new £1 coin, and yes deff looks like a old threepence bit lol, heard some are worth more then face value!

 

Anyone else had any?

yep

its on ebaaay.

latest bid is 60p! and thats with free postage.

the pound is just not worth what it used to be... :)

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Eden

ie Jeanie

 

then again, might actually be the one that lived on the hill

(Jennie)

 

The Tory Legacy

Record high Taxes, Immigration, Excrement in waterways, energy company/crony profits

Record low: living standards and investment

Crumbling Hospitals, Schools, council services, businesses and roads

 

If only the Govt had thrown a protective ring around care homes with the same gusto they do around their crooked MPs

“This is specifically not allowed. Mr. Mansour used to be a Cabinet Minister in Egypt, he has given the Tories a huge amount of money, and immediately gets a knighthood.

That seems straightforwardly corrupt.  Shouldn’t they both be in jail?”

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then again, might actually be the one that lived on the hill

(Jennie)

 

:)

i was going with 'i dream of jeanie with light brown hair' song

then the tv series re 'i dream of jeanie' with barbara eden.

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:)

i was going with 'i dream of jeanie with light brown hair' song

then the tv series re 'i dream of jeanie' with barbara eden.

 

 

LOL - I realised -

but was just opening up the options with Barbara Windsor OR Barbie Girl (both dyed blond) ...

before back with Jennie Juniper

 

 

:whoo:

The Tory Legacy

Record high Taxes, Immigration, Excrement in waterways, energy company/crony profits

Record low: living standards and investment

Crumbling Hospitals, Schools, council services, businesses and roads

 

If only the Govt had thrown a protective ring around care homes with the same gusto they do around their crooked MPs

“This is specifically not allowed. Mr. Mansour used to be a Cabinet Minister in Egypt, he has given the Tories a huge amount of money, and immediately gets a knighthood.

That seems straightforwardly corrupt.  Shouldn’t they both be in jail?”

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LOL - I realised -

but was just opening up the options with Barbara Windsor OR Barbie Girl (both dyed blond) ...

before back with Jennie Juniper

 

 

:whoo:

:thumb:

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On a more serious note, was discussing corporal punishment, which I think should be reserved for the worst in our society, the Johnsons, Goves, and mass murderers

One argument is that

it didn't stop people stealing at public hangings

- - in fact it is sold as more people were pick pocketed at public hangings than anywhere else, so it isn't a deterrent

 

Despite thinking OMG thats a point when I first heard that many many moons ago, of course it isnt a valid argument when the larger picture is considered.

 

These people (the pick pockets) had absolutely nothing, and absolutely nothing to lose.

In fact as they were starving, and starving people worry about eating NOW, not what might happen in weeks time IF they were caught,

 

So not a valid argument against hanging as a deterrent I would posit.

In today's society where even those considered poor (although there are still those who have nothing) commonly most in the UK at least still have a lot to lose, the situation should be significantly different.

By no means cut and dried but ...

 

Oh - and I'm not advocating a return of the death penalty, let alone hanging

- except for the Johnsons and Goves of this world (possibly Blair too despite me believing the Iraq invasion was both necessary and justifiable - if done properly)

The Tory Legacy

Record high Taxes, Immigration, Excrement in waterways, energy company/crony profits

Record low: living standards and investment

Crumbling Hospitals, Schools, council services, businesses and roads

 

If only the Govt had thrown a protective ring around care homes with the same gusto they do around their crooked MPs

“This is specifically not allowed. Mr. Mansour used to be a Cabinet Minister in Egypt, he has given the Tories a huge amount of money, and immediately gets a knighthood.

That seems straightforwardly corrupt.  Shouldn’t they both be in jail?”

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oh and as an inside aside

Jennifer Juniper was actually about Helen Mary 'Jenny' Boyd - married Mick Fleetwood of Fleetwood Mac

 

Her sister Pattie married George Harrison and Eric Clapton

 

Now I think Lulu was a hotter babe than either and far more talented.

 

:)

The Tory Legacy

Record high Taxes, Immigration, Excrement in waterways, energy company/crony profits

Record low: living standards and investment

Crumbling Hospitals, Schools, council services, businesses and roads

 

If only the Govt had thrown a protective ring around care homes with the same gusto they do around their crooked MPs

“This is specifically not allowed. Mr. Mansour used to be a Cabinet Minister in Egypt, he has given the Tories a huge amount of money, and immediately gets a knighthood.

That seems straightforwardly corrupt.  Shouldn’t they both be in jail?”

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I was walking along the Strand in London many moons ago when I saw a small group of people standing outside the Adelphi theatre so I walked across to see what the fuss was about. Red carpet out and a Limo arrived and out popped Lulu attached to that Nick the Hairdresser fellow Clarke.

 

As she walked across the pavement looking at the folks gathering lining the carpet like me, our eyes met and locked and for one split second I felt all the hairs on the back of my neck and every cell in my body tingle - Wow did she have one drop-dead gorgeous pair of eyes!

 

Some things you never forget - that was around 1975.

 

As for Donovan, in those same years I had to go to Glasgow to work Mon-Fri and he was playing a concert in one of the theatre's up there. Not only did he arrive three quarters of an hour late, he came out on stage, didn't say a word to a soul throughout, sat bohemian like on a box, went from one song to another without addressing the audience, walked off and that was it. By which time most people in the theatre had already left in disgust. I had nothing better to do so sat it out, but he was awful.

 

Catch the Wind never had the same resonance after that.

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I was walking along the Strand in London many moons ago when I saw a small group of people standing outside the Adelphi theatre so I walked across to see what the fuss was about. Red carpet out and a Limo arrived and out popped Lulu attached to that Nick the Hairdresser fellow Clarke.

 

As she walked across the pavement looking at the folks gathering lining the carpet like me, our eyes met and locked and for one split second I felt all the hairs on the back of my neck and every cell in my body tingle - Wow did she have one drop-dead gorgeous pair of eyes!

 

Some things you never forget - that was around 1975.

 

I met her and briefly talked with her (never met Donovan or saw him live and I take your experience that I missed little)

 

Lulu though made an astonishing impact and I've never forgotten it,

The Tory Legacy

Record high Taxes, Immigration, Excrement in waterways, energy company/crony profits

Record low: living standards and investment

Crumbling Hospitals, Schools, council services, businesses and roads

 

If only the Govt had thrown a protective ring around care homes with the same gusto they do around their crooked MPs

“This is specifically not allowed. Mr. Mansour used to be a Cabinet Minister in Egypt, he has given the Tories a huge amount of money, and immediately gets a knighthood.

That seems straightforwardly corrupt.  Shouldn’t they both be in jail?”

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My old next-door neighbour was in Advertising and went to lunch with Joanna Lumley to discuss a voice-over on an Ad.

 

He had a lovely wife and kids, was a bit older than Joanna Lumley, but I guarantee that day he fell in love all over again, because he never ever stopped talking about her. He said she was the most riveting, warm, intelligent woman he'd ever met.

 

Funny how some people can do that to you in a fleeting moment isn't it? Memories for life, just like my snap-shot glance exchange with Lulu - it was like her look could penetrate through to my soul - I'll never ever forget it.

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Thinking if my new pound coin is worth a lot as it is dated 2016 and just been reading they are being sold for silly amounts!

R.I.P my beautiful grey ghost, gone but never forgotten, taken so suddenly, 04/07/2004 ~ ~ 02/03/2017

Gone but never forgotten,Little Miss Sunshine, Alisha Marie. 15/12/2005 ~ ~ 13/02/2006

Our  beloved Dalmatian Jazz,  gone to join Wal at Rainbow Bridge, hope you are now pain free .  20/9/2005 ~ ~ 24/3/2019

 

 

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Thinking if my new pound coin is worth a lot as it is dated 2016 and just been reading they are being sold for silly amounts!

really, actually sold for silly amounts. how much?

did you read my prior post #452

unless you've got the very first one issued, a pound is a pound or less nowadays :lol:

:)

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some are going for silly amounts Ford, hundreds of pounds for certain ones!

 

Sandy

 

xx

R.I.P my beautiful grey ghost, gone but never forgotten, taken so suddenly, 04/07/2004 ~ ~ 02/03/2017

Gone but never forgotten,Little Miss Sunshine, Alisha Marie. 15/12/2005 ~ ~ 13/02/2006

Our  beloved Dalmatian Jazz,  gone to join Wal at Rainbow Bridge, hope you are now pain free .  20/9/2005 ~ ~ 24/3/2019

 

 

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I'll be able to see Barack Obama from my mum's front window in May, She lives right opposite the EICC.

 

http://www.bbc.co.uk/news/uk-scotland-edinburgh-east-fife-39514503

Any advice I give is honest and in good faith.:)

If in doubt, you should seek the opinion of a Qualified Professional.

If you can, please donate to this site.

Help keep it up and active, helping people like you.

If you no longer require help, please do what you can to help others

RIP: Rooster-UK - MARTIN3030 - cerberusalert

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My wife comes from near the village, Moneygall, in S.Ireland where Mr Obama's relatives come from - the local pub does a roaring trade these days and they set-up a new shopping centre in his name which has forced the closure of numerous local village shops. My brother-in-law was there at the pub when Obama paid a visit and he is the guy at the end of this German video on youtube in the little red tractor

Great fella!

 

Hope you get a good look morrondevo

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some are going for silly amounts Ford, hundreds of pounds for certain ones!

 

Sandy

 

xx

will have a look.

seems the ones (inc the new fiver before) i get are worth less then their face value...:lol:

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Have heard the new fiver has already got fakes! thought it was " fake" proof lol

 

I will keep my 2016 £1 coin just in case it is worth more then a £1 lol

R.I.P my beautiful grey ghost, gone but never forgotten, taken so suddenly, 04/07/2004 ~ ~ 02/03/2017

Gone but never forgotten,Little Miss Sunshine, Alisha Marie. 15/12/2005 ~ ~ 13/02/2006

Our  beloved Dalmatian Jazz,  gone to join Wal at Rainbow Bridge, hope you are now pain free .  20/9/2005 ~ ~ 24/3/2019

 

 

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oh my

just got my second 2016 £1 coin

R.I.P my beautiful grey ghost, gone but never forgotten, taken so suddenly, 04/07/2004 ~ ~ 02/03/2017

Gone but never forgotten,Little Miss Sunshine, Alisha Marie. 15/12/2005 ~ ~ 13/02/2006

Our  beloved Dalmatian Jazz,  gone to join Wal at Rainbow Bridge, hope you are now pain free .  20/9/2005 ~ ~ 24/3/2019

 

 

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I'm not a betting man, never have been because if I did bet I usually lost, so now always stick with facts and the facts are generally a safe bet to use especially in the kind of work I get myself into these days fighting these banking feckers.

 

Once a year only, a few quid on a flutter on the Grand National

 

This year £5 e/w - I pick one, Mrs picks one, + one flyer.

 

1) Mrs picked - One for Arthur

2) I picked - Cause for Causes

3) Flyer - Last Sumari

 

First and Second came in 1st and 2nd, flyer- Last Sumari still running.

 

£110 back on a £30 layout - thank you very much! Can't wait til next years race!! :-)

 

Life's not always bad news is it?

 

Hope you guys and gals got lucky too?

 

A1

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:)

nice if it comes in on the off, but mostly they don't given its course. i dont get the one off bet on the national as odds can be much better just betting on normal race(s). but, i suppose it's just a bit of fun on the day in the grand scheme...

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New £1 coins, every one I've seen has been dated 2016 :)

Any advice I give is honest and in good faith.:)

If in doubt, you should seek the opinion of a Qualified Professional.

If you can, please donate to this site.

Help keep it up and active, helping people like you.

If you no longer require help, please do what you can to help others

RIP: Rooster-UK - MARTIN3030 - cerberusalert

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I'd be happy if my new pound was worth as much as the old one was worth just last year

The Tory Legacy

Record high Taxes, Immigration, Excrement in waterways, energy company/crony profits

Record low: living standards and investment

Crumbling Hospitals, Schools, council services, businesses and roads

 

If only the Govt had thrown a protective ring around care homes with the same gusto they do around their crooked MPs

“This is specifically not allowed. Mr. Mansour used to be a Cabinet Minister in Egypt, he has given the Tories a huge amount of money, and immediately gets a knighthood.

That seems straightforwardly corrupt.  Shouldn’t they both be in jail?”

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