Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Background: I my rush to reclaim my money back and before I found the CAG, I sent 3 DPA letters and £10 payment using another website's template, 2 weeks ago, example below.
Re: Data Protection Act 1998 request for [insert your name, sort code and account]
Please send me the information which I am entitled to access under Section 7(1) of the Data Protection Act 1998 (the ‘1998 Act’) in relation to all charges which you have applied to my above noted account within the last 6 years from the date of this letter.
If you require any further information please let me know as soon as possible.
I enclose a cheque in favour of your bank in the sum of £10 with respect to the maximum statutory fee for processing this request.
I look forward to your response within the maximum 40 day timelimit under the 1998 Act.
After finding and reading the CAG template, which seems far superior, mentioning the human intervention, and disclosing the fact that I intend to reclaim disproportionate penalties, and the costs of reclaiming those penalties.
Q): Would it be wrong to send a second (CAG template) DPA letter?
Q): Do I need to send another £10 even when the respective banks have cashed the earlier cheques?
Welcome to the site.
Your request for statements under the act as well as sending the fee should be enough.They will be more than aware of why you are asking.The manual intervention aspects have not been seen to be arguements that any of the banks have been able to put forward as a defence so far.
More important will be the claim from hereon.
Read as much as you can and start your own thread.Prepare well and get an insight into procedures.
You will of course now be able to use the CAG temp letters for the next stages,which will give them no doubts as to the route you are taking.
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False Starts...
, I sent 3 DPA letters and £10 payment using another website's template, 2 weeks ago, example below.
from the date of this letter.
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