Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
I am very confused about what interest rate to charge and what to charge it on. I have been reading threads and am even more confused!!
I sent the statement of charges including 'every' interest charge I had received and applied no cumulative interest?!?!
I now realise I can only claim overdraft interest of charge that took me overdrawn.
I have worked out how much of the charges have taken me overdrawn and have tried the spreadsheet but maybe I am just really daft!
Can anyone help me with this? I just want something simple (like me obviously) to use to work out what percentage of charge and what on I should use??:o
Working out interest has confused a lot of people, the easiest way is use the spread sheet and add 8% interest on each charge to the date you issue your claim.