Jump to content


  • Tweets

  • Posts

    • Are these the important pages I need to upload ? 1.  pages 1-4 are court form 10a 2.  2 pages of the CCA agreement  3.  Default notice from NewDay, 22/02/20 4.   Lowell letter stating they own debt ,     Dated 16/11/20 5. Unheaded letter also dated 16/11/20 from NewDay saying they assigned “all of the respective rights etc,”  to Lowell on 23/10/20 I make this 9 relevant pages from what I can see   ( all other pages are statements/default notes and lots of FCA info sheets) just needing your confirmation in advance as I don’t want to send over pages that are not required thank you  UCM      
    • Just out of curiosity aesmith - are you a lawyer?
    • I spoke to a pro-bono entity this afternoon.  They advise I must initiate a claim in the court v the receiver if I want to then file an application for an order for sale.  I must have a claim/ proceedings to be able to force a sale. The judge in the current proceedings  has told me that I cannot force the lender to sell and the lender cannot interfere either.   If the receiver isn't acting correctly and isn't selling - this means I must make a claim against the receiver I could initiate a claim. Or much quicker  - the other entity - with a charge already - could use that to make an application for an order for sale.
    • Thanks Dave It's not too far away, about 8 or 9 miles, so I will probably venture over on my bike if I can't think of a good reason to drive there again! I'll have a chat with Mrs GB_Joe tomorrow and see which shops they visited, I know M&S was on the list (had to try on multiple sets of trousers!) and they are actually in that bit of retail park. The uniform shop is across the way in the Meridian Centre, so probably not helpful to get them involved.
    • As they have failed to deliver their original PCN you will need to send them an SAR where they should provide that PCN. It should show the address they used . If it is not your current one that would explain the non delivery. If it was correct then perhaps the Post office messed up. A more cynical view would be that UKPC didn't send it so that you couldn't claim the reduction. It appears that UKPC have been there for some time  but I have been unable to find any pictures of their Notices.The leisure park itself is pretty big so while some parts maybe give 5 hours free parking other parts may have restrictions like permits. I haven't been there for years -I went  to Nandos and the bowling centre . I am surprised that they are now infested with UKPC as the place is plenty big enough not to require their dubious services. If you live not to far away it would help if you could get some legible pictures of their signs. Be carful to park in an area that doesn't require a permit and take photos of the entrance signs, the five hour sign and the permit only sign as well as any other signs that are different from the previous signs. Also if their is a payment machine could you please photograph that.
  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like
  • Recommended Topics

Criminal Record? Do you get one for this?


style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 4940 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

Hello,

 

I'm hoping that someone may have some knowledge on this. If you are convicted for a driving offence, i.e. driving without a valid tax disc or insurance or something similar, and are fined-do you get a criminal record?

 

Thanks

Link to post
Share on other sites

Most driving offences are classed as criminal and so you do have a record. However, usually when in a situation where you have to declare any criminal convictions, driving offences are excluded. (Driving without insurance is often not excluded)

HSBC

7th October 2006 - Prelim for £3078

24th October - LBA

7th November - Claim filed

11th November - Acknowledged with intent to defend

11th December - Defence filed

16th December 2006 - Offered full amount but no default removal. Rejection letter sent.

 

Halifax

7th October 2006 - Prelim for £3427

24th October - LBA

3rd November - Offered £913

3rd November - Accepted as partial payment

7th November - Claim issued

21st November - Acknowledged with intent to defend

11th December - Offered full amount but no late payment removal

4th January - SETTLED + removed adverse credit info

 

A & L

19th October - Prelim for £540

26th October - Offered £358

2nd November - Accepted as partial payment and LBA

27th November - SETTLED + removed adverse credit info

Link to post
Share on other sites

Any offence that carries a custodial sentence is recordable, along with a whole bunch of other stuff that's been added in recent years. Driving without insurance isn't recordable, nor (I think) is not having any road tax.

Link to post
Share on other sites

Why is it then when you drive without insurance do you get summoned to court rather than a on the spot fine, I know that you can be given up to six points on your licence, but I have always thought it is a criminal offence as my brother in law got refused a job for the same thing?

Datxman v Lloyds TSB 2006 ** WON** 27/2/2006

With no conditions

Datxman v Capital One 2006

S.A.R - (Subject Access Request) letter sent - July 2006

Non-compliance letter sent - 11/09/2006

enforcement letter sent - 11/09/2006

Statements finally received - 27/09/06

Prelim Letter - sent 28/09/06 - £540

Lowell has bought the debt and I have asked them to wipe it clean due to lack of funds

Datxman v Barclaycard 2006

Won no conditions

 

 

[sIGPIC][/sIGPIC]Time is running out for the banks :)

Link to post
Share on other sites

I think you'll find that driving without insurance is a criminal offence - since about 1990 I think.

If you feel that we have helped you, or you would like to help keep this web site running so that others can continue to get their money back, please click the donate button at the top of the forum.

Advice & opinions of Dave, The Bank Action Group and The Consumer Action Group are offered informally, without prejudice & without liability.

Use your own judgment. Seek advice of a qualified insured professional if you have any doubts.

 

------------

 

 

Add me as your friend on FaceBook - I need all the friends I can get :-(

 

http://www.facebook.com/profile.php?id=577405151

 

------------

Link to post
Share on other sites

driving without insurance is not a criminal offence . you do not get a criminal conviction..and it is not classed as a crime by the police..trust me.. I know...work it out..thanks

 

No insurance IS a criminal offence but it is not recordable hence it is not part of a criminal record.

 

You are genarally summons to court for No Insurance as the court has the option to disqualify you. The same would be the case if you exceed the speed limit by lots, have 9 point on your licence when trapped speeding.

 

This has however changed very recently and No insurance is now a £200 FPN

7 actions in progress

 

amount refunded so far £6500

Link to post
Share on other sites

PND's are an alternative to court. You can still be taken to court, and you can also opt for court yourself (not that you would want to if you admit the offence).

BEFORE starting your claim read through the FAQ's and if there's something you aren't sure of then ask.

If you win, donate to this site

Contents of my posts are purely my own personal opinions, some formed by personal experience and some from research. If in doubt seek qualified legal advice.

 

Link to post
Share on other sites

Hello....driving without insurance is a criminal offence...driving over the speed limit and getting flashed and subsequently fined is a criminal offence...Bandit you are completely wrong!!

 

All these offences ARE criminal offences under the Road Traffic Act 1988 - however, the Police and Criminal Evidence Act defines how certain criminal offences (and common law offences) should be dealt with ...some by arrest and some by remote detection and, more frequently, detected non-recorded.

 

You do not get a criminal record for any offence for which you are not arrested and subsequently charged with it. You may have a PNC record created, or even a crime report, however you will not have a 'record' which you need to declare.

 

Trust me, I was in the force and then went to Uni, did law and work the other side of the fence

  • Haha 1

Lived through bankruptcy to tell the tale! Worked in various industries and studied law at university. All advice is given in good faith only :)

Link to post
Share on other sites

the Police and Criminal Evidence Act defines how certain criminal offences (and common law offences) should be dealt with ...some by arrest and some by remote detection and, more frequently, detected non-recorded.

 

You do not get a criminal record for any offence for which you are not arrested and subsequently charged with it. You may have a PNC record created, or even a crime report, however you will not have a 'record' which you need to declare.

 

I'm not quite with you there. It all depends on what type of "criminal record" you're talking about. Any conviction for any offence will generate a "criminal record" in the broadest sense, i.e. a record that you have been convicted of the specified offence.

 

For the purposes of supplying a record of criminal convictions to people such as prospective employers this is carried out via the Criminal Records Bureau. Their own definition of "criminal record" is the same as that used on the Police National Computer (PNC). An offence only appears on PNC if it is a recordable offence as defined by the National Police Records (Recordable Offences) Regulations 2000. This is further reinforced by the Rehabilitation of Offenders Act 1974, which states that (except for certain excluded purposes) convictions become "spent" after a certain amount of time and so do not appear on a "criminal record" generated by the CRB (but will appear on PNC).

 

So, whether you have a "criminal record" in the sense of someone performing a CRB check on you depends on what you were convicted for (is it a recordable offence?) and how long ago it was (is it spent?).

 

And, for info, driving without insurance is a criminal offence (s. 143 of the Road Traffic Act 1988) but is not a recordable offence so it doesn't generate a PNC/CRB criminal record.

 

Note that some offences may appear on PNC if you were convicted of a recordable offence in the same proceedings. So, if you were convicted of drink driving (a recordable offence) and driving without insurance (a non-recordable offence) both would be recorded: Reg 3(3) of the National Police Records (Recordable Offences) Regulations 2000.

 

Bandit, I don't know what job you do/did but I hope you weren't a police officer.

  • Confused 1
Link to post
Share on other sites

  • 2 weeks later...

Lets look at this scenario. You are fined under s.143(2) for using a vehicle without an insurance policy in force under s143(1) RTA 1988 and you are (as suggested earlier) fined £200. You don't pay the £200 and you are hauled back before the court, where magistrates inquire into your means and you are given more time to pay by virtue of s. 75 Magistrate's Court Act 1981. Still you don't pay and finally the court issues a warrant of of commitment to prison for default of payment for either culpable neglect or wilful refusal (take your pick). You are imprisoned for 7 days (the maximum you can serve for that sum as provided for in schedule 4 Magistrates Court Act 1980). You serve the 7 days in any prision in the UK (Pentoville, Brixton, Higdown) take your pick. You are released. Have you now got a criminal record? The answer oddly enough is that the mere fact that you have been committed to prison in those circumstances does not mean that you have a criminal record, even though you actually have a prison record because the court is simply enforcing what amounts to a civil debt which came into being because of criminal conviction.

 

So one part of the problem cleared up but what happens in respect of the original offence of driving without an insurance policy, Whether or not on conviction, a person has a PNC criminal record depends on whether the offence on conviction is or not a recordable offence. if it is not a recordable offence and most driving offences are not recordable (inclusive of a failure to have an insurance policy for a vehicle driven in force at the time of driving it) then there is nothig to worry about on that front and will safely be hidden away from CRB checks etc. However, for every conviction, distinct from the PNC records, you have the court register recording details of every conviction pronounced in that court and it is available on application in particular circumstances. This I'd submit, is ALSO a criminal record in the more unfamiliar sense of the word. Wheras the PNC will weed out spent convictions for some offences after about 10 years, the court register is always available for about 75 years. Again, and oddly enough wheras you have the PNC network being able to access the court registers it is not the other way round.

 

Hope this deals with some unansweredd questions raised by this thread

Link to post
Share on other sites

  • 2 months later...

I have gotten points for speeding, and I have also been given points and a fine for driving without insurance or MOT (No, I'm not proud of it :( )

 

I have recently got an enhanced criminal disclosure for a university course, and none of the above appeared on it.

Link to post
Share on other sites

Guest ian cognito
Trust me, I was in the force and then went to Uni, did law and work the other side of the fence

 

You mean you break the law for a living????:eek:

Link to post
Share on other sites

Have a look at policespecials.com to see how sure of the law your average bobby is:confused: . Lots of amazing arguments, basic questions that really shouldn't be needed to be asked by policemen, many appear to be clueless. I must however temper my comment with the statement that the majority of the members appear quite normal and level headed. That said there are far too many on the site that state 'if in doubt, report for summons and let the CPS et al sort it out. Make what you will of that!

Link to post
Share on other sites

Have to agree - after being threatened with a beating by some bouncers (whilst sober) pretty much in front of a police officer I was told it wasn't his problem - on probing and telling him it could be deemed assualt he responded with no its not I did law at university - my response - you obviously didn't do very well did you?

 

Had to walk away then as the copper looked more likely to nick me than the bouncers at that stage.

Link to post
Share on other sites

the old bill are a joke. Had a quick read through some of that site posted previously.

 

" Went out in the car around kicking out time not much happening so we went for a coffe and a pizza with a local takeaway owner"

 

DISGUSTING

Link to post
Share on other sites

  • 1 month later...

Interesting discussion.

 

What about recorded personal information when people are arrested and charged but subsequently everything is dropped? My brother's father-in-law went through this (private citizen with a grudge made a false but really serious statement to police). He had to have his prints, photo and I think even a DNA swab/test performed.

 

He had done absolutely nothing wrong and went through what I gather was an extremely traumatic experience for him as he is one of those upstanding, never been in trouble with law types. My brother reckons his FIL will always have all those things on record even though he was completely innocent. Seems very wrong to me.

3 Active Claims:

Barclays Refund of Bank Charges (Sole account) - Applied to lift court ordered Stay

Barclays Refund of Bank Charges (Joint account) - Awaiting court date

Barclays Refund of Bank Charges (Joint account) Pre-6 yrs- LBA sent.

 

 

3 Wins :

Barclays t/a The Woolwich (Data Protection Act breach costs & compliance)

HSBC (on behalf of brother)

Settled Out of Court - £3,874.76

Alliance & Leicester (on behalf of friend)

Settled Out of Court - £723.41

Link to post
Share on other sites

  • 2 weeks later...
  • 3 months later...

Wykeite

The site you mention is for SPECIAL CONSTABLES - This is an unpaid role of volunteers. They only get weekly training sessions, although I guess they do work alongside their regular colleagues who should know the law and pass it on to them to enhance their skills. Some specials only manage to work a couple of hours a week due to work/family committments so please dont be too hard on them. They do the griefiest of roles and get stuck on road closures numerous times, hopefully so that the regular bobbies on the beat (or in the cars as it seems) can get on and do the job. (and yes I was once a special) I believe the most usual driving offences recorded on PNC are the DrinkDrive, TWOC etc etc I think no insurance although being a criminal offence is not shown on PNC and as already stated things 'fall off' after a certain period of time. But then again what do I know ;)

Link to post
Share on other sites

If you have to go through Disclosure for a job driving offences are on it.

 

I had an enhanced disclosure which is more in depth than your standard disclosure, and NONE of my driving offences were on it

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...