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    • They have defended the claim by saying that the job was of unsatisfactory standard and they had to call another carpenter to remedy. My husband has text messages about them losing the keys a second time and also an email. What do they hope to achieve??? Most importantly,  as far as I have seen online, now I need to wait for paperwork from the court, correct?
    • The Notice to Hirer does not comply with the protection of Freedoms Act 2012 Schedule  4 . This is before I ask if Europarks have sent you a copy of the PCN they sent to Arval along with a copy of the hire agreement et. if they haven't done that either you are totally in the clear and have nothing to worry about and nothing to pay. The PCN they have sent you is supposed to be paid by you according to the Act within 21 days. The chucklebuts have stated 28 days which is the time that motorists have to pay. Such a basic and simple thing . The Act came out in 2012 and still they cannot get it right which is very good news for you. Sadly there is no point in telling them- they won't accept it because they lose their chance to make any money out of you. they are hoping that by writing to you demanding money plus sending in their  unregulated debt collectors and sixth rate solicitors that you might be so frightened as to pay them money so that you can sleep at night. Don't be surprised if some of their letters are done in coloured crayons-that's the sort of  level of people you will be dealing with. Makes great bedding for the rabbits though. Euro tend not to be that litigious but while you can safely ignore the debt collectors just keep an eye out for a possible Letter of Claim. They are pretty rare but musn't be ignored. Let us know so that you can send a suitably snotty letter to them showing that you are not afraid of them and are happy to go to Court as you like winning.  
    • They did reply to my defence stating it would fail and enclosed copies of NOA, DN Term letter and account statements. All copies of T&C's that could be reconstructions and the IP address on there resolves to the town where MBNA offices are, not my location
    • Here are 7 of our top tips to help you connect with young people who have left school or otherwise disengaged.View the full article
    • My defence was standard no paperwork:   1.The Defendant contends that the particulars of claim are generic in nature. The Defendant accordingly sets out its case below and relies on CPR r 16.5 (3) in relation to any particular allegation to which a specific response has not been made. 2. Paragraph 1 is noted. The Defendant has had a contractual relationship with MBNA Limited in the past. The Defendant does not recognise the reference number provided by the claimant within its particulars and has sought verification from the claimant who is yet to comply with requests for further information. 3. Paragraph 2 is denied. The Defendant maintains that a default notice was never received. The Claimant is put to strict proof to that a default notice was issued by MBNA Limited and received by the Defendant. 4. Paragraph 3 is denied. The Defendant is unaware of any legal assignment or Notice of Assignment allegedly served from either the Claimant or MBNA Limited. 5. On the 02/01/2023 the Defendant requested information pertaining to this claim by way of a CCA 1974 Section 78 request. The claimant is yet to respond to this request. On the 19/05/2023 a CPR 31.14 request was sent to Kearns who is yet to respond. To date, 02/06/2023, no documentation has been received. The claimant remains in default of my section 78 request. 6. It is therefore denied with regards to the Defendant owing any monies to the Claimant, the Claimant has failed to provide any evidence of proof of assignment being sent/ agreement/ balance/ breach or termination requested by CPR 31.14, therefore the Claimant is put to strict proof to: (a) show how the Defendant entered into an agreement; and (b) show and evidence the nature of breach and service of a default notice pursuant to Section 87(1) CCA1974 (c) show how the claimant has reached the amount claimed for; and (d) show how the Claimant has the legal right, either under statute or equity to issue a claim; 7. As per Civil Procedure Rule 16.5(4), it is expected that the Claimant prove the allegation that the money is owed. 8. On the alternative, as the Claimant is an assignee of a debt, it is denied that the Claimant has the right to lay a claim due to contraventions of Section 136 of the Law of Property Act and Section 82A of the consumer credit Act 1974. 9. By reasons of the facts and matters set out above, it is denied that the Claimant is entitled to the relief claimed or any relief.
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Criminal Record? Do you get one for this?


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Hello,

 

I'm hoping that someone may have some knowledge on this. If you are convicted for a driving offence, i.e. driving without a valid tax disc or insurance or something similar, and are fined-do you get a criminal record?

 

Thanks

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Most driving offences are classed as criminal and so you do have a record. However, usually when in a situation where you have to declare any criminal convictions, driving offences are excluded. (Driving without insurance is often not excluded)

HSBC

7th October 2006 - Prelim for £3078

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11th November - Acknowledged with intent to defend

11th December - Defence filed

16th December 2006 - Offered full amount but no default removal. Rejection letter sent.

 

Halifax

7th October 2006 - Prelim for £3427

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3rd November - Accepted as partial payment

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11th December - Offered full amount but no late payment removal

4th January - SETTLED + removed adverse credit info

 

A & L

19th October - Prelim for £540

26th October - Offered £358

2nd November - Accepted as partial payment and LBA

27th November - SETTLED + removed adverse credit info

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Any offence that carries a custodial sentence is recordable, along with a whole bunch of other stuff that's been added in recent years. Driving without insurance isn't recordable, nor (I think) is not having any road tax.

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Why is it then when you drive without insurance do you get summoned to court rather than a on the spot fine, I know that you can be given up to six points on your licence, but I have always thought it is a criminal offence as my brother in law got refused a job for the same thing?

Datxman v Lloyds TSB 2006 ** WON** 27/2/2006

With no conditions

Datxman v Capital One 2006

S.A.R - (Subject Access Request) letter sent - July 2006

Non-compliance letter sent - 11/09/2006

enforcement letter sent - 11/09/2006

Statements finally received - 27/09/06

Prelim Letter - sent 28/09/06 - £540

Lowell has bought the debt and I have asked them to wipe it clean due to lack of funds

Datxman v Barclaycard 2006

Won no conditions

 

 

[sIGPIC][/sIGPIC]Time is running out for the banks :)

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I think you'll find that driving without insurance is a criminal offence - since about 1990 I think.

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driving without insurance is not a criminal offence . you do not get a criminal conviction..and it is not classed as a crime by the police..trust me.. I know...work it out..thanks

 

No insurance IS a criminal offence but it is not recordable hence it is not part of a criminal record.

 

You are genarally summons to court for No Insurance as the court has the option to disqualify you. The same would be the case if you exceed the speed limit by lots, have 9 point on your licence when trapped speeding.

 

This has however changed very recently and No insurance is now a £200 FPN

7 actions in progress

 

amount refunded so far £6500

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PND's are an alternative to court. You can still be taken to court, and you can also opt for court yourself (not that you would want to if you admit the offence).

BEFORE starting your claim read through the FAQ's and if there's something you aren't sure of then ask.

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Contents of my posts are purely my own personal opinions, some formed by personal experience and some from research. If in doubt seek qualified legal advice.

 

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Hello....driving without insurance is a criminal offence...driving over the speed limit and getting flashed and subsequently fined is a criminal offence...Bandit you are completely wrong!!

 

All these offences ARE criminal offences under the Road Traffic Act 1988 - however, the Police and Criminal Evidence Act defines how certain criminal offences (and common law offences) should be dealt with ...some by arrest and some by remote detection and, more frequently, detected non-recorded.

 

You do not get a criminal record for any offence for which you are not arrested and subsequently charged with it. You may have a PNC record created, or even a crime report, however you will not have a 'record' which you need to declare.

 

Trust me, I was in the force and then went to Uni, did law and work the other side of the fence

  • Haha 1

Lived through bankruptcy to tell the tale! Worked in various industries and studied law at university. All advice is given in good faith only :)

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the Police and Criminal Evidence Act defines how certain criminal offences (and common law offences) should be dealt with ...some by arrest and some by remote detection and, more frequently, detected non-recorded.

 

You do not get a criminal record for any offence for which you are not arrested and subsequently charged with it. You may have a PNC record created, or even a crime report, however you will not have a 'record' which you need to declare.

 

I'm not quite with you there. It all depends on what type of "criminal record" you're talking about. Any conviction for any offence will generate a "criminal record" in the broadest sense, i.e. a record that you have been convicted of the specified offence.

 

For the purposes of supplying a record of criminal convictions to people such as prospective employers this is carried out via the Criminal Records Bureau. Their own definition of "criminal record" is the same as that used on the Police National Computer (PNC). An offence only appears on PNC if it is a recordable offence as defined by the National Police Records (Recordable Offences) Regulations 2000. This is further reinforced by the Rehabilitation of Offenders Act 1974, which states that (except for certain excluded purposes) convictions become "spent" after a certain amount of time and so do not appear on a "criminal record" generated by the CRB (but will appear on PNC).

 

So, whether you have a "criminal record" in the sense of someone performing a CRB check on you depends on what you were convicted for (is it a recordable offence?) and how long ago it was (is it spent?).

 

And, for info, driving without insurance is a criminal offence (s. 143 of the Road Traffic Act 1988) but is not a recordable offence so it doesn't generate a PNC/CRB criminal record.

 

Note that some offences may appear on PNC if you were convicted of a recordable offence in the same proceedings. So, if you were convicted of drink driving (a recordable offence) and driving without insurance (a non-recordable offence) both would be recorded: Reg 3(3) of the National Police Records (Recordable Offences) Regulations 2000.

 

Bandit, I don't know what job you do/did but I hope you weren't a police officer.

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  • 2 weeks later...

Lets look at this scenario. You are fined under s.143(2) for using a vehicle without an insurance policy in force under s143(1) RTA 1988 and you are (as suggested earlier) fined £200. You don't pay the £200 and you are hauled back before the court, where magistrates inquire into your means and you are given more time to pay by virtue of s. 75 Magistrate's Court Act 1981. Still you don't pay and finally the court issues a warrant of of commitment to prison for default of payment for either culpable neglect or wilful refusal (take your pick). You are imprisoned for 7 days (the maximum you can serve for that sum as provided for in schedule 4 Magistrates Court Act 1980). You serve the 7 days in any prision in the UK (Pentoville, Brixton, Higdown) take your pick. You are released. Have you now got a criminal record? The answer oddly enough is that the mere fact that you have been committed to prison in those circumstances does not mean that you have a criminal record, even though you actually have a prison record because the court is simply enforcing what amounts to a civil debt which came into being because of criminal conviction.

 

So one part of the problem cleared up but what happens in respect of the original offence of driving without an insurance policy, Whether or not on conviction, a person has a PNC criminal record depends on whether the offence on conviction is or not a recordable offence. if it is not a recordable offence and most driving offences are not recordable (inclusive of a failure to have an insurance policy for a vehicle driven in force at the time of driving it) then there is nothig to worry about on that front and will safely be hidden away from CRB checks etc. However, for every conviction, distinct from the PNC records, you have the court register recording details of every conviction pronounced in that court and it is available on application in particular circumstances. This I'd submit, is ALSO a criminal record in the more unfamiliar sense of the word. Wheras the PNC will weed out spent convictions for some offences after about 10 years, the court register is always available for about 75 years. Again, and oddly enough wheras you have the PNC network being able to access the court registers it is not the other way round.

 

Hope this deals with some unansweredd questions raised by this thread

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  • 2 months later...

I have gotten points for speeding, and I have also been given points and a fine for driving without insurance or MOT (No, I'm not proud of it :( )

 

I have recently got an enhanced criminal disclosure for a university course, and none of the above appeared on it.

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Guest ian cognito
Trust me, I was in the force and then went to Uni, did law and work the other side of the fence

 

You mean you break the law for a living????:eek:

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Have a look at policespecials.com to see how sure of the law your average bobby is:confused: . Lots of amazing arguments, basic questions that really shouldn't be needed to be asked by policemen, many appear to be clueless. I must however temper my comment with the statement that the majority of the members appear quite normal and level headed. That said there are far too many on the site that state 'if in doubt, report for summons and let the CPS et al sort it out. Make what you will of that!

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Have to agree - after being threatened with a beating by some bouncers (whilst sober) pretty much in front of a police officer I was told it wasn't his problem - on probing and telling him it could be deemed assualt he responded with no its not I did law at university - my response - you obviously didn't do very well did you?

 

Had to walk away then as the copper looked more likely to nick me than the bouncers at that stage.

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the old bill are a joke. Had a quick read through some of that site posted previously.

 

" Went out in the car around kicking out time not much happening so we went for a coffe and a pizza with a local takeaway owner"

 

DISGUSTING

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  • 1 month later...

Interesting discussion.

 

What about recorded personal information when people are arrested and charged but subsequently everything is dropped? My brother's father-in-law went through this (private citizen with a grudge made a false but really serious statement to police). He had to have his prints, photo and I think even a DNA swab/test performed.

 

He had done absolutely nothing wrong and went through what I gather was an extremely traumatic experience for him as he is one of those upstanding, never been in trouble with law types. My brother reckons his FIL will always have all those things on record even though he was completely innocent. Seems very wrong to me.

3 Active Claims:

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Barclays Refund of Bank Charges (Joint account) - Awaiting court date

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HSBC (on behalf of brother)

Settled Out of Court - £3,874.76

Alliance & Leicester (on behalf of friend)

Settled Out of Court - £723.41

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  • 2 weeks later...
  • 3 months later...

Wykeite

The site you mention is for SPECIAL CONSTABLES - This is an unpaid role of volunteers. They only get weekly training sessions, although I guess they do work alongside their regular colleagues who should know the law and pass it on to them to enhance their skills. Some specials only manage to work a couple of hours a week due to work/family committments so please dont be too hard on them. They do the griefiest of roles and get stuck on road closures numerous times, hopefully so that the regular bobbies on the beat (or in the cars as it seems) can get on and do the job. (and yes I was once a special) I believe the most usual driving offences recorded on PNC are the DrinkDrive, TWOC etc etc I think no insurance although being a criminal offence is not shown on PNC and as already stated things 'fall off' after a certain period of time. But then again what do I know ;)

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If you have to go through Disclosure for a job driving offences are on it.

 

I had an enhanced disclosure which is more in depth than your standard disclosure, and NONE of my driving offences were on it

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