Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
I'm hoping that someone may have some knowledge on this. If you are convicted for a driving offence, i.e. driving without a valid tax disc or insurance or something similar, and are fined-do you get a criminal record?
Most driving offences are classed as criminal and so you do have a record. However, usually when in a situation where you have to declare any criminal convictions, driving offences are excluded. (Driving without insurance is often not excluded)
HSBC
7th October 2006 - Prelim for £3078
24th October - LBA
7th November - Claim filed
11th November - Acknowledged with intent to defend
11th December - Defence filed
16th December 2006 - Offered full amount but no default removal. Rejection letter sent.
Halifax
7th October 2006 - Prelim for £3427
24th October - LBA
3rd November - Offered £913
3rd November - Accepted as partial payment
7th November - Claim issued
21st November - Acknowledged with intent to defend
11th December - Offered full amount but no late payment removal
4th January - SETTLED + removed adverse credit info
A & L
19th October - Prelim for £540
26th October - Offered £358
2nd November - Accepted as partial payment and LBA
27th November - SETTLED + removed adverse credit info
Any offence that carries a custodial sentence is recordable, along with a whole bunch of other stuff that's been added in recent years. Driving without insurance isn't recordable, nor (I think) is not having any road tax.
Why is it then when you drive without insurance do you get summoned to court rather than a on the spot fine, I know that you can be given up to six points on your licence, but I have always thought it is a criminal offence as my brother in law got refused a job for the same thing?
Datxman v Lloyds TSB 2006 ** WON** 27/2/2006 With no conditions Datxman v Capital One 2006
S.A.R - (Subject Access Request) letter sent - July 2006
Non-compliance letter sent - 11/09/2006
enforcement letter sent - 11/09/2006
Statements finally received - 27/09/06
Prelim Letter - sent 28/09/06 - £540
Lowell has bought the debt and I have asked them to wipe it clean due to lack of funds Datxman v Barclaycard 2006 Won no conditions
I think you'll find that driving without insurance is a criminal offence - since about 1990 I think.
[COLOR=olive][SIZE=1]If you feel that we have helped you, or you would like to help keep this web site running so that others can continue to get their money back, please click the donate button at the top of the forum.
Advice & opinions of Dave, The Bank Action Group and The Consumer Action Group are offered informally, without prejudice & without liability.
Use your own judgment. Seek advice of a qualified insured professional if you have any doubts.
------------
Add me as your friend on FaceBook - I need all the friends I can get
driving without insurance is not a criminal offence . you do not get a criminal conviction..and it is not classed as a crime by the police..trust me.. I know...work it out..thanks
3.2 Driving a vehicle without third party liability cover is a criminal offence, albeit one where an offender can only be dealt with summarily in Magistrates' court
driving without insurance is not a criminal offence . you do not get a criminal conviction..and it is not classed as a crime by the police..trust me.. I know...work it out..thanks
No insurance IS a criminal offence but it is not recordable hence it is not part of a criminal record.
You are genarally summons to court for No Insurance as the court has the option to disqualify you. The same would be the case if you exceed the speed limit by lots, have 9 point on your licence when trapped speeding.
This has however changed very recently and No insurance is now a £200 FPN
PND's are an alternative to court. You can still be taken to court, and you can also opt for court yourself (not that you would want to if you admit the offence).
BEFORE starting your claim read through the FAQ's and if there's something you aren't sure of then ask.
If you win, donate to this site
Contents of my posts are purely my own personal opinions, some formed by personal experience and some from research. If in doubt seek qualified legal advice.
Hello....driving without insurance is a criminal offence...driving over the speed limit and getting flashed and subsequently fined is a criminal offence...Bandit you are completely wrong!!
All these offences ARE criminal offences under the Road Traffic Act 1988 - however, the Police and Criminal Evidence Act defines how certain criminal offences (and common law offences) should be dealt with ...some by arrest and some by remote detection and, more frequently, detected non-recorded.
You do not get a criminal record for any offence for which you are not arrested and subsequently charged with it. You may have a PNC record created, or even a crime report, however you will not have a 'record' which you need to declare.
Trust me, I was in the force and then went to Uni, did law and work the other side of the fence
Lived through bankruptcy to tell the tale! Worked in various industries and studied law at university. All advice is given in good faith only
the Police and Criminal Evidence Act defines how certain criminal offences (and common law offences) should be dealt with ...some by arrest and some by remote detection and, more frequently, detected non-recorded.
You do not get a criminal record for any offence for which you are not arrested and subsequently charged with it. You may have a PNC record created, or even a crime report, however you will not have a 'record' which you need to declare.
I'm not quite with you there. It all depends on what type of "criminal record" you're talking about. Any conviction for any offence will generate a "criminal record" in the broadest sense, i.e. a record that you have been convicted of the specified offence.
For the purposes of supplying a record of criminal convictions to people such as prospective employers this is carried out via the Criminal Records Bureau. Their own definition of "criminal record" is the same as that used on the Police National Computer (PNC). An offence only appears on PNC if it is a recordable offence as defined by the National Police Records (Recordable Offences) Regulations 2000. This is further reinforced by the Rehabilitation of Offenders Act 1974, which states that (except for certain excluded purposes) convictions become "spent" after a certain amount of time and so do not appear on a "criminal record" generated by the CRB (but will appear on PNC).
So, whether you have a "criminal record" in the sense of someone performing a CRB check on you depends on what you were convicted for (is it a recordable offence?) and how long ago it was (is it spent?).
And, for info, driving without insurance is a criminal offence (s. 143 of the Road Traffic Act 1988) but is not a recordable offence so it doesn't generate a PNC/CRB criminal record.
Note that some offences may appear on PNC if you were convicted of a recordable offence in the same proceedings. So, if you were convicted of drink driving (a recordable offence) and driving without insurance (a non-recordable offence) both would be recorded: Reg 3(3) of the National Police Records (Recordable Offences) Regulations 2000.
Bandit, I don't know what job you do/did but I hope you weren't a police officer.
Lets look at this scenario. You are fined under s.143(2) for using a vehicle without an insurance policy in force under s143(1) RTA 1988 and you are (as suggested earlier) fined £200. You don't pay the £200 and you are hauled back before the court, where magistrates inquire into your means and you are given more time to pay by virtue of s. 75 Magistrate's Court Act 1981. Still you don't pay and finally the court issues a warrant of of commitment to prison for default of payment for either culpable neglect or wilful refusal (take your pick). You are imprisoned for 7 days (the maximum you can serve for that sum as provided for in schedule 4 Magistrates Court Act 1980). You serve the 7 days in any prision in the UK (Pentoville, Brixton, Higdown) take your pick. You are released. Have you now got a criminal record? The answer oddly enough is that the mere fact that you have been committed to prison in those circumstances does not mean that you have a criminal record, even though you actually have a prison record because the court is simply enforcing what amounts to a civil debt which came into being because of criminal conviction.
So one part of the problem cleared up but what happens in respect of the original offence of driving without an insurance policy, Whether or not on conviction, a person has a PNC criminal record depends on whether the offence on conviction is or not a recordable offence. if it is not a recordable offence and most driving offences are not recordable (inclusive of a failure to have an insurance policy for a vehicle driven in force at the time of driving it) then there is nothig to worry about on that front and will safely be hidden away from CRB checks etc. However, for every conviction, distinct from the PNC records, you have the court register recording details of every conviction pronounced in that court and it is available on application in particular circumstances. This I'd submit, is ALSO a criminal record in the more unfamiliar sense of the word. Wheras the PNC will weed out spent convictions for some offences after about 10 years, the court register is always available for about 75 years. Again, and oddly enough wheras you have the PNC network being able to access the court registers it is not the other way round.
Hope this deals with some unansweredd questions raised by this thread
bandit are you a police officer? If so no wonder the country is in the state it is if the people that are meant to be enforcing the law don't even know it.
Have a look at policespecials.com to see how sure of the law your average bobby is . Lots of amazing arguments, basic questions that really shouldn't be needed to be asked by policemen, many appear to be clueless. I must however temper my comment with the statement that the majority of the members appear quite normal and level headed. That said there are far too many on the site that state 'if in doubt, report for summons and let the CPS et al sort it out. Make what you will of that!
Have to agree - after being threatened with a beating by some bouncers (whilst sober) pretty much in front of a police officer I was told it wasn't his problem - on probing and telling him it could be deemed assualt he responded with no its not I did law at university - my response - you obviously didn't do very well did you?
Had to walk away then as the copper looked more likely to nick me than the bouncers at that stage.
Criminal Record? Do you get one for this?
The Consumer Forums
Reply With Quote
Time is running out for the banks 
Originally Posted by department of transport
Re: Criminal Record? Do you get one for this?
. Lots of amazing arguments, basic questions that really shouldn't be needed to be asked by policemen, many appear to be clueless. I must however temper my comment with the statement that the majority of the members appear quite normal and level headed. That said there are far too many on the site that state 'if in doubt, report for summons and let the CPS et al sort it out. Make what you will of that!