Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Unbelievable! I've been reading some of your experiences. I thought I was the only one struggling to furnish the banks with record profits! I thought the banks were charging legally according to published terms and that I was guilty of poverty and the inevitable fiscal mismanagement which comes with poverty! I thought it was all my fault!
Anyway, I am going to try and get around this site this week and try my hand at recovering some, if not all, of the thousands of pounds in bank charges I have had to fork out since I became disabled.
Thankyou. This site has given me hope - hope for a little self-respect and maybe some money for heating oil!
Before you start please have a thorough read of the FAQs (there’s a Step by Step guide here too). You should print both of these out to refer to, so as to avoid having to ask basic questions later.
Then look at other threads in your bank’s forum, so as you know what you can expect to happen
You need to spend 2 or 3 days gradually getting your head round everything. If you find a forum/thread/post of interest, save it in your Favourites, so as you can always find it easily.
There’s a lot to take in, but it’s time well spent and will ensure that you succeed in your claim without problems. Remember it’s not a race, don’t rush, just follow the guidelines one step at a time
This is a self-help forum and you must be prepared to put in time and effort. It is your claim, your money and you cannot expect others to do all the work for you.
When you feel confident that you understand the process and the various stages involved, start a new thread in your bank’s forum and post your progress and any questions there and you’ll get plenty of help