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    • Are you allowed to appeal if you plead guilty?   I know you appeal the sentence, but the criminal record formed from your guilt would surely remain?   I'm not sure if your able to appeal a crimianl record if you plead guilty are you?
    • DX: I did not pursue Link after I got the CCJ amended to monthly payments. Pretty sure the CCJ does not mention reviews, I do have the CCJ somewhere, I will have to look it up in storage. It is as mentioned on the thread you referenced  in your post #28. The Barclays loan was taken out in September 2004 for 60 months! Current Balance remaining approx £2K. On checking back my past correspondence with Barclaycard about this loan, there was a history of them ignoring my letters and offers to pay, and I even had problems in obtaining their bank account details for them to accept my payments! I have received strange correspondence from them too, one referring to insurance which I did not have. They seem very disorganised! Barclaycard told me to pay "Masterloan" a while back and I now receive regular statements and arrears notices from "Personal Loans from Barclaycard" clearly marked Masterloan, they changed the account reference number! I have never requested a CCA on this account. I advised them of my change of address last September, but they are still sending, until today, statements etc. to my old address! I have received 2 letters from Barclaycard Loan today though, not opened them yet!!
    • Yes, a few months ago. They wrote back saying there was no CCA and the debt was unenforcable. I then started gtting bombarded with threatening emails from their 'litigations team' which have been sent to spam. I've now recieved the letter before claim with the PAP form enclosed, but still no CCA or even a letter from them to say the debt is deemed enforcable. Thank you.
    • That's a shame but not unexpected.  I'm not sure about your assumed  questions because I haven't been to court but I'm not sure about not accepting a criminal record. It could be a language thing but it isn't your choice unfortunately.  HB
    • Have you previously requested the agreement by a CCA request ?
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2 defaults listed orange/GOTHIA LIMITED


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Hi All,

 

I have checked my credit file and i seen 2 defaults listed the first is by Orange and the 2nd is by GOTHIA LIMITED a loan ?, i have not had any letter or information relating to the defaults and the credit reference company just said call both of the companys. Also had a call to my new mobile number from BCW group how did they get the number very strange

 

any feedback how i can sort out the defaults, i did have an orange mobile but the debt was included in my bankrupcy that was in 2009 and the other not had any loans since the BR. my credit file is now showing fair .

 

any help would be great

 

cheers

Edited by rippedoff15
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Gothia is a finance company based in Worthing, so I suggest you write to their Data Controller and ge the details on the default entry, please add the phrase'' I do not acknowldge any debt to Gothis in your letter.

BCW are a DCA well known on the forum, it's easy to get info a new mobile will have resulted in credit checks and if a company is looking for you it is easy to trace you..

As to Orange and your BR you need to contact your trustee in BR to see if the debt was indeed included, but a default entry will still be relevant and runs for 6 years.

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NO if the dbt has been sold the the ''new owner'' must update the entry with their details only, the default date must remain the sameand th original entry must then be removed.

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

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  • 9 months later...

Well out of the blue keep getting emails asking to confirm address and DOB, it relates to a QQ loan dating back to 2009, the loan of 150.00 , they claim 1004.00 looking at the offer which is no offer they just demand the full payment of 1004.00 which clearly is not going to happen as lost my job on Monday 10th June. Any feedback regarding this matter would be helpful

 

 

Hi

 

Time is running out for our exclusive online offers related to CashEuroNet UK - QuickQuid and reference

 

You can resolve this matter completely online without speaking to an advisor or filling out long forms.

 

 

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  • 3 months later...

Hi All,

 

I have been trying to get an old Orange account removed from my credit file, the account according to Orange has never been used, they have marked my credit file showing a balance of £159.00 and defaulted the account on 24/07/2011. Can anyone help in getting this removed

 

EE LTD - TRADING AS ORANGE

Entry Number: C13 | Account Updated to: 14/08/2011

Name: Address:

Date of Birth:

Account Type: Communications FCS Flag:

FCS DisconnectedStarted: 16/10/2010

Current Balance: £159

Default Date: 24/07/2011

Default Balance: £159

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Its almost impossible to get something like this removed...

 

Although the account has never been used.... Was it set up fraudulently?

 

We could do with some help from you.

 

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Hi All,

 

I have been trying to get an old Orange account removed from my credit file, the account according to Orange has never been used, they have marked my credit file showing a balance of £159.00 and defaulted the account on 24/07/2011. Can anyone help in getting this removed

 

EE LTD - TRADING AS ORANGE

Entry Number: C13 | Account Updated to: 14/08/2011

Name: Address:

Date of Birth:

Account Type: Communications FCS Flag:

FCS DisconnectedStarted: 16/10/2010

Current Balance: £159

Default Date: 24/07/2011

Default Balance: £159

 

 

We will need a lot more info on the origins of the account and how this 'dispute' has arisen if we are to advise properly.

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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