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    • They have defended the claim by saying that the job was of unsatisfactory standard and they had to call another carpenter to remedy. My husband has text messages about them losing the keys a second time and also an email. What do they hope to achieve??? Most importantly,  as far as I have seen online, now I need to wait for paperwork from the court, correct?
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    • They did reply to my defence stating it would fail and enclosed copies of NOA, DN Term letter and account statements. All copies of T&C's that could be reconstructions and the IP address on there resolves to the town where MBNA offices are, not my location
    • Here are 7 of our top tips to help you connect with young people who have left school or otherwise disengaged.View the full article
    • My defence was standard no paperwork:   1.The Defendant contends that the particulars of claim are generic in nature. The Defendant accordingly sets out its case below and relies on CPR r 16.5 (3) in relation to any particular allegation to which a specific response has not been made. 2. Paragraph 1 is noted. The Defendant has had a contractual relationship with MBNA Limited in the past. The Defendant does not recognise the reference number provided by the claimant within its particulars and has sought verification from the claimant who is yet to comply with requests for further information. 3. Paragraph 2 is denied. The Defendant maintains that a default notice was never received. The Claimant is put to strict proof to that a default notice was issued by MBNA Limited and received by the Defendant. 4. Paragraph 3 is denied. The Defendant is unaware of any legal assignment or Notice of Assignment allegedly served from either the Claimant or MBNA Limited. 5. On the 02/01/2023 the Defendant requested information pertaining to this claim by way of a CCA 1974 Section 78 request. The claimant is yet to respond to this request. On the 19/05/2023 a CPR 31.14 request was sent to Kearns who is yet to respond. To date, 02/06/2023, no documentation has been received. The claimant remains in default of my section 78 request. 6. It is therefore denied with regards to the Defendant owing any monies to the Claimant, the Claimant has failed to provide any evidence of proof of assignment being sent/ agreement/ balance/ breach or termination requested by CPR 31.14, therefore the Claimant is put to strict proof to: (a) show how the Defendant entered into an agreement; and (b) show and evidence the nature of breach and service of a default notice pursuant to Section 87(1) CCA1974 (c) show how the claimant has reached the amount claimed for; and (d) show how the Claimant has the legal right, either under statute or equity to issue a claim; 7. As per Civil Procedure Rule 16.5(4), it is expected that the Claimant prove the allegation that the money is owed. 8. On the alternative, as the Claimant is an assignee of a debt, it is denied that the Claimant has the right to lay a claim due to contraventions of Section 136 of the Law of Property Act and Section 82A of the consumer credit Act 1974. 9. By reasons of the facts and matters set out above, it is denied that the Claimant is entitled to the relief claimed or any relief.
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Dwp overpayment .. Their mistake??


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I am new to this forum so please excuse me if I've posted in the wrong place.

 

I received a letter today from DWP after I refused entry to a dwp when they would not tell me why they were at my door!

It states that I was overpaid ESA from 27/11 to 18/12 as I failed to notify them of my change in circumstances. They have also added on a penalty fine.

 

I did notify them .. On 22/11 by telephone and I have a record of making this phone call on my phone bill.

 

It must be there error and certainly not mine as I did notify them (a woman at the job centre standing in for my advisor who was off sick)

 

Just wondered what your experiences were and where I stand??

 

Thanks all x

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You are in the correct forum - I am sure someone will look in over the weekend for you :)

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Thanks :)

 

I'm really upset about it. The woman on the phone even gave me advice about claiming rtw and sent me the forms through the post .. But it seems did not update my claim details.

 

Do they not record calls as I can prove I rang them?

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Oops sorry, I thought that was where it was.. my apologies :(

Have we helped you ...?         Please Donate button to the Consumer Action Group

Uploading documents to CAG ** Instructions **

Looking for a draft letter? Use the CAG Library

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1: Making a PPI claim ? - Q & A's and spreadsheets for single premium policy - HERE

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PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE:D

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I'm really upset about it. The woman on the phone even gave me advice about claiming rtw and sent me the forms through the post .. But it seems did not update my claim details.

 

Do they not record calls as I can prove I rang them?

 

Some calls are recorded - Usually the ones made to a central call centre. Most calls to a local Job Centre would go unrecorded. With that in mind, it is difficult to prove that you notified the DWP of a change in circumstances unless you have written evidence. The first step in getting this overpayment decision reversed is to write to the benefit delivery centre that sent you the letter and ask for a reconsideration.

 

While the reconsideration is being processed, send a Subject Access Request to your local DWP/JCP office demanding copies of all computer records, clerical records, and hand written notes held by the office normally handling your claim as well as all records held centrally. You can use the attached form or type your own letter. See https://www.gov.uk/government/organisations/department-for-work-pensions/about/personal-information-charter for more info - In particular, note that the DWP do not charge a fee, so make free use of it.

 

Once you have copies of your records, you should be able to spot if this temp adviser had noted a change of circumstances. If, after reconsideration, the DWP still demand repayment and the records show that a change had been noted, you have good grounds to demand an appeal - If the reconsideration is returned before you get a response from a SAR, advise the overpayments team that you intend to appeal once you have been provided with documents.

 

Bottom line: If you can get them to acknowledge an official error in making an overpayment, they can not demand the money is repaid or levy any "fines".

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Unless the conversation was recorded, a phone bill proves nothing - In future, always record conversations or communicate in writing and keep copies of everything including forms the DWP ask you to fill in.

 

In your current situation, demand a reconsideration as part of a delaying tactic and get that SAR in as soon as possible.

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I'm sure they record every phone call. Not sure how long they keep them for though.

 

Fingers crossed then!

I find it outrageous tbh .. If I can prove I rang them surely that shows their failure and not mine. Talk about a backwards system .. The mind boggles

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Fingers crossed then!

I find it outrageous tbh .. If I can prove I rang them surely that shows their failure and not mine. Talk about a backwards system .. The mind boggles

 

Like everything to do with the DWP - it is for the claimant to prove everything even down to not receiving letters that they say they posted!

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I am new to this forum so please excuse me if I've posted in the wrong place.

 

I received a letter today from DWP after I refused entry to a dwp when they would not tell me why they were at my door!

It states that I was overpaid ESA from 27/11 to 18/12 as I failed to notify them of my change in circumstances. They have also added on a penalty fine.

 

I did notify them .. On 22/11 by telephone and I have a record of making this phone call on my phone bill.

 

It must be there error and certainly not mine as I did notify them (a woman at the job centre standing in for my advisor who was off sick)

 

Just wondered what your experiences were and where I stand??

 

Thanks all x

 

Can I ask how much the over payment amount is !

Please use the quote system, So everyone will know what your referring too, thank you ...

 

 

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As I feared. :(

 

It can serve as supporting evidence, but no, it doesn't prove anything in and of itself. Still worth mentioning, though, if you're asking for a reconsideration.

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It can serve as supporting evidence, but no, it doesn't prove anything in and of itself. Still worth mentioning, though, if you're asking for a reconsideration.

 

Thanks for replying. I have mentioned it and included a copy

In the letter for reconsideration. Time will tell but It seems the outcome is inevitable

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