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Help needed with court costs please...


Lynzilou
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Hi everyone,

 

I am currently waiting for a refund for approx £4.5k from RBOS, they have until Wed 25th Oct to refund or i'm filing a claim with MCOL.

 

I currently receive working tax credits & child tax credits so I will be exempt from paying the court costs. Can I still use MCOL if this is the case? If so do I then need to send evidence of this in the post?

 

Also once the claim is filed on MCOL do you need to post copies of your charges spreadsheet etc to them too? or can you attach this online? I'm sure I'll find all of this out when I try to claim on Thursday but just wanted to be prepared.

 

Any help would be great!

 

Oh also - i really dont understand how to calculate interest for this one. Its £4451.76 i'm claiming for - over the last 6 years. If I add interest, will my claim go over £5k and is that a problem? or should I just claim for the £4.5k? thanks again! :confused::-)

Capital One

 

29.11.06 S.A.R - (Subject Access Request) sent

22.12.06 prelim sent - charges total £590.00

19.01.07 received offer of £164, sent refusal of offer - have until 5th Feb to respond or court action

 

RBS - claim £4451.76 ***WON***

 

03.11.06 Received letter from Tommy McLean offering full amount of £4451! Hooray!!!!!

26.10.06 received offer of £2685.00 in full and final settlement, sent refusal informing them I have filed my claim. If they do not refund by 3rd Nov I will proceed through the courts

26.10.06 filed claim with courts

16.10.06 received letter back offering £830, sent refusal, have until 25/10 to respond

11.10.06 sent letter requesting full refund within 14 days or court action

10.10.06 received statements, charges come to £4451.76!

26.09.06 sent S.A.R - (Subject Access Request)

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He Lynzi,

The interest is seperate so will still be under the £5K. Use the basic spreadsheet in templates library whch will calculate the interest for you. I was in the smae boat as you so made my life easier by filing manually, ie filled in N1 and took it to the court.

Please Click The Scales if I have been of help to you.

 

 

Kensington Mortgages withdrawn. no costs

NatWest Settled in full

Abbey Court Settled in Full

Capital 1 settled in full

Halifax settled in full :D

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ok great, i've had a look through the FAQ's and found my answer - i cannot go through MCOL if i want to submit an exemption form. I must go to my local court, so'll do that on Thursday if they dont respond by then!

 

I've used Vampiress spreadsheet - i used the "From claim date with statutory interest" one - and on a claim of £4451.76 its brought up my interest to be £1,374.63 - does that sound right? Its over the last 6 years. I'm so worried i've done this wrong. If anyone would like to have a look at the sheet let me know and i'll email you a copy so you can have a look at it!

 

thanks!

Capital One

 

29.11.06 S.A.R - (Subject Access Request) sent

22.12.06 prelim sent - charges total £590.00

19.01.07 received offer of £164, sent refusal of offer - have until 5th Feb to respond or court action

 

RBS - claim £4451.76 ***WON***

 

03.11.06 Received letter from Tommy McLean offering full amount of £4451! Hooray!!!!!

26.10.06 received offer of £2685.00 in full and final settlement, sent refusal informing them I have filed my claim. If they do not refund by 3rd Nov I will proceed through the courts

26.10.06 filed claim with courts

16.10.06 received letter back offering £830, sent refusal, have until 25/10 to respond

11.10.06 sent letter requesting full refund within 14 days or court action

10.10.06 received statements, charges come to £4451.76!

26.09.06 sent S.A.R - (Subject Access Request)

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Sorry to sound thick (again) so in the Amount Claimed put £4451.76 and then in the total amount put £5826.39? And in the value part of the form clearly state that that claim is for £4451.76 plus interest of £1374.63?

 

thanks karnevil!

Capital One

 

29.11.06 S.A.R - (Subject Access Request) sent

22.12.06 prelim sent - charges total £590.00

19.01.07 received offer of £164, sent refusal of offer - have until 5th Feb to respond or court action

 

RBS - claim £4451.76 ***WON***

 

03.11.06 Received letter from Tommy McLean offering full amount of £4451! Hooray!!!!!

26.10.06 received offer of £2685.00 in full and final settlement, sent refusal informing them I have filed my claim. If they do not refund by 3rd Nov I will proceed through the courts

26.10.06 filed claim with courts

16.10.06 received letter back offering £830, sent refusal, have until 25/10 to respond

11.10.06 sent letter requesting full refund within 14 days or court action

10.10.06 received statements, charges come to £4451.76!

26.09.06 sent S.A.R - (Subject Access Request)

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thanks Karnevil, you're a star!

 

however i'm exempt from paying the court fee as i receive working family tax credtis etc. so i dont claim for this am i right?

 

ta very muchly!

 

also is it best to use the RBS Litigation address in London for sending the claim? thanks!

Capital One

 

29.11.06 S.A.R - (Subject Access Request) sent

22.12.06 prelim sent - charges total £590.00

19.01.07 received offer of £164, sent refusal of offer - have until 5th Feb to respond or court action

 

RBS - claim £4451.76 ***WON***

 

03.11.06 Received letter from Tommy McLean offering full amount of £4451! Hooray!!!!!

26.10.06 received offer of £2685.00 in full and final settlement, sent refusal informing them I have filed my claim. If they do not refund by 3rd Nov I will proceed through the courts

26.10.06 filed claim with courts

16.10.06 received letter back offering £830, sent refusal, have until 25/10 to respond

11.10.06 sent letter requesting full refund within 14 days or court action

10.10.06 received statements, charges come to £4451.76!

26.09.06 sent S.A.R - (Subject Access Request)

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