Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)

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  1. #1
    Basic Account Holder freeofdebt1 Novitiate

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    Default Cancelled direct debit with Quickquid can they still take my money?

    I cancelled a direct debiticon with Quick quid on a loan due with them.I simply cannot afford to pay it back but will do so once an affordable repayment planicon is in place. My worry is can they still access my bank account any withdraw funds even though the direct debit is now cancelled and they don't have my debit card number?? Any advice please would be very helpful.


  2. #2
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    Default Re: Cancelled direct debit with Quickquid can they still take my money?

    yep. They use CPA's. You need to go to your bank and put in writing that they must cancel it upon receipt of the letter. Also tell the bank to refuse and cancel any and all transactions to them or their merchants.

    If the bank allows the money out after you have given your lawful instruction, they are breaking the law, and if they do not put the account back to how it was before the transactions occured, you can make full complaints to the regulators and take legal action against them.

    Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..


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  3. #3
    Basic Account Holder freeofdebt1 Novitiate

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    Default Re: Cancelled direct debit with Quickquid can they still take my money?

    Thanks for the advice. Surely if I cancel a DDicon with them and they take my money it is theft on their part?


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    Default Re: Cancelled direct debit with Quickquid can they still take my money?

    They cant take it if you tell them not to. Tell them that the DDicon is cancelled, and also tell your bank as above. The CPA must be done with your bank, there is no need to tell the lender. Have a read of http://www.consumeractiongroup.co.uk...money-back-now!! and http://www.consumeractiongroup.co.uk...-Viewing)-nbsp

    Your rights are enshrined in law. DOnt let the bank fob you off. If they try, make sure you do not leave the bank until you get the name and employee ID of the person telling you they cannot follow your lawful request.

    Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..


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