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    • I'm still pondering/ trying to find docs re the above issue. Moving on - same saga; different issue I'm trying to understand what I can do: The lender/ mortgagee-in-possession has a claim v me for alleged debt. But the debt has only been incurred due to them failing to sell property in >5y. I'm fighting them on this.   I've been trying to get an order for sale for 2y.  I got it legally added into my counterclaim - but that will only be dealt with at trial.  This is really frustrating. The otherside's lawyers made an application to adjourn trial for a few more months - allegedly wanting to try sort some kind of settlement with me and to use the stay to sell.  At the hearing I asked Judge to expedite the order for sale. I pointed out they need a court-imposed deadline or this adjournment is just another time wasting tactic (with interest still accruing) as they have no buyer.  But the judge said he could legally only deal with the order at trial. The otherside don't want to be forced to sell the property.. Disclosure has presented so many emails which prove they want to keep it. I raised some points with the judge including misconduct of the receiver. The judge suggested I may have a separate claim against the receiver.  (Although earlier paid-for lawyers said my counterclaim should be directed at the lender for interference with the receiver and the lender should be held responsible for the receiver's actions/ inactions.  I don't clearly understand it, but legal advice was something to do with the role the receiver has acting as an agent for the borrower which makes it hard for a borrower to make a claim against the receiver ???).  However the judge's comment has got me thinking.  He made it clear the current claim is lender v me - it's not receiver v me.  Yet it is the receiver who is appointed to sell the property. (The receiver is mentioned/ involved in my counterclaim only from the lender collusion/ interference perspective).  So would I be able to make a separate app for an order for sale against the receiver?  Disclosure shows receiver has constantly rejected offers. He gave a contract to one buyer 4y ago. But colluded with the lender's lawyer to withdraw the contract after 2w to instead give it to the ceo of the lender (his own ltd co) (using same lawyer).  Emails show it was their joint strategy for lender/ ceo to keep the property.  The receiver didn't put the ceo under any pressure to exchange quickly.  After 1 month they all colluded again to follow a very destructive path - to gut the property.  My account was apparently switched into a "different fund" to "enable them to do works" (probably something to do with the ceo as he switched his ltd co accountant to in-house).   Interestingly the receiver told lender not to incur significant works costs and to hold interest.  The costs were huge (added to my account) and interest was not held.   The receiver rejected a good offer put forward by me 1.5y ago.  And he rejected a high offer 1y ago - to the dismay of the agent.  Would reasons like this be good enough to make a separate application to the court against the receiver for an order for sale ??  Or due to the main proceedings and/or the weird relationship a borrower has with a receiver I cannot ?
    • so a new powerless B2B debt DCA set up less than a month ago with a 99% success rate... operating on a NWNF basis , but charging £30 to set up your use of them. that's gonna last 5mins.... = SPAMMERS AND SCAMMERS. a DCA is NOT a BAILIFF and have  ZERO legal powers on ANY debt - no matter WHAT its type. dx      
    • Migrants are caught in China's manufacturing battles with the West, as Beijing tries to save its economy.View the full article
    • You could send an SAR to DCbl on the pretext that you are going for a breach of your GDPR . They should then send the purported letter of discontinuance which may show why it ended up in Gloucester and see if you can get your  costs back on the day. It obviously won't be much but  at least perhaps a small recompense for your wasted day. Not exactly wasted since you had a great win  albeit much sweeter if you had beat them in Court. But a win is a win so well done. We will miss you as it has been almost two years since you first started out on this mission. { I would n't be surprised if the wrong Court was down to DCBL}. I see you said "till the next time" but I am guessing you will be avoiding private patrolled car parks for a while.🙂
    • It is extremely disappointing that you haven't told us anything about the result of the hearing. You came here at the very last minute and the regulars - all unpaid volunteers - sweated blood trying to get an acceptable Witness Statement prepared in an extremely short time. The least you could have done is tell us how the hearing went, information invaluable for future users. Evidently not.
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TnC Parking Enforcement Notice


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Hi Everyone,

 

I need some advice and confirmation that I should be ignoring a Parking Enforcement Notice which I received from TnC Parking Services on behalf of their client P4 Parking.

 

I live Edinburgh (EH11) and the fight for parking spaces is a daily battle. I'm a musician and after returning home very late one night from work, I parked in the only place available within a two mile radius of my flat. I parked on the street, not in a bay and was not obstructing or impacting access to the car park in anyway. There are just two signs within that area of the car park however nether are on the side of which I parked and none are visible at night due to low lighting. The area in which I parked is used on a daily basis by others and their inconsistencies in who they choose to ticket is somewhat baffling.

 

After reading many posts on here, I have chosen to ignore the two demands they have sent me so far via the personal information they acquired from the DVLA, as there are no trespass laws in Scotland and I believe that only police or council have the right to issue such demands.

 

So my question is, am I right? Should I keep ignoring or do I contact them with my despute?

 

I have no intention of paying this so called 'fine' as I believe it to be unlawful but somehow they've manage to get under my skin and I can't help but worry about it. :frown:

 

Please help put my mind at ease. Many thanks in advance.

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In Scotland there is no chance of anyone recovering anything from you as there is no such thing as trespass so just ignore any letter that doesnt arrive with a red county court stamp on it. If they are stupid enough to issue a summons then that is easily defeated by demanding "strict proof" of claim by claimant.

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  • 2 weeks later...

I spent almost £300 at Homebase in Greenock only to be hit a week later with a Contractural Parking Charge Notice from G24 Ltd. They want £100 from me which will be reduced to £60 if I pay within 14 days. My "crime"? I parked in the Homebase car park for 143 minutes which was 53 minutes over the permitted 90 minutes. I am seething especially as the signage was very poor, I was not aware that there were any restrictions and I do not recall entering into any contract,

I have read various opinions and have decided to ignore this letter. Is this the right thing to do? Has anyone actually been taken to court? Like other people, I just need a bit of reassurance.

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I refer to your invoice dated the xxxxxx

 

In response, I would ask you to note the following.

The registered keeper/owner of a vehicle is under no obligation whatsoever to provide details of the driver or any other information to a commercial company of no legal status of any description. (Scottish Jurisdiction).

 

In addition, liability for payment could only be determined by a Sherriff under Scottish Civil Law and such demands should not be confused in any way with Penalty Charge Notices issued under the terms of a Road Traffic Order.

 

Furthermore,, where a ticket has been issued under the law of contract to a vehicle which although allowed to park on the land, is in breach of the conditions relating to parking, the driver could argue that the charge being demanded is so high that it amounts to a penalty and is therefore unlawful under the Unfair Terms in Consumer Contract Regulations 1999.

 

What the regulations state

 

A contractual term which has not been individually negotiated shall be regarded as unfair if, contrary to the requirement of good faith, it causes a significant imbalance in the parties’ rights and obligations arising under the contract, to the detriment of the consumer.

 

A term shall always be regarded as not having been individually negotiated when it has been drafted in advance and the consumer has therefore not been able to influence the substance of the term.

The previous paragraphs are also supported by the Scottish case of Castaneda and Others v. Clydebank Engineering and Shipbuilding Co., Ltd. (1904) 12 SLT 498 the House of Lords held that a contractual party can only recover damages for actual or liquidated losses incurred from a breach of contract

 

Transferral to a debt collection agency and the threat of additional charges is also in my opinion questionable for the following reasons taken from the Office of Fair Trading Debt Collection Guidance.

 

 

2.6 Paragraph H.

Ignoring and/or disregarding claims that debts have been settled or are disputed and continuing to make unjustified demands for money.

 

2.8 Paragraph A

Sending demands for payment to an individual when it is uncertain that they are the debtor in question.

 

2.8 Paragraph J

Requiring an individual to supply information to prove they are not the debtor in question.

 

2.10 Paragraph B

Misleading debtors into believing that they are legally liable to pay collection charges when this is not the case, for example, when there is no contractual provision. .

 

I am also aware that I am under no obligation to engage in any way with debt collection agents.

 

In Conclusion, the contents of this correspondence should not be considered as a letter of appeal, but as total denial of liability..

 

I hope this clearly outlines my position.

 

Yours faithfully

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  • 1 month later...

I sent a letter denying liability and have now received a "final notice". G24 are now demanding £100 saying that "you (as the registered keeper) are now liable to pay the Parking charge and we have the right to take recovery action against you". If, after 28 days the Parking Charge is not paid they will take further steps to recover the amount owed by forwarding the outstanding amount to a debt recovery agency and additional charges may arise if they have to do so.

 

I have no intentions of paying but just wondered if this would have any affect on my credit rating?

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I sent a letter denying liability and have now received a "final notice". G24 are now demanding £100 saying that "you (as the registered keeper) are now liable to pay the Parking charge and we have the right to take recovery action against you". If, after 28 days the Parking Charge is not paid they will take further steps to recover the amount owed by forwarding the outstanding amount to a debt recovery agency and additional charges may arise if they have to do so.

 

I have no intentions of paying but just wondered if this would have any affect on my credit rating?

 

None whatsoever.

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In Scotland the PoFA doesnt apply so it is for the company to prove that you were the driver at the time. Did you admit being the driver? if you didnt their claim is dead in the water as without proof of who was driving at the time they cannot even begin to chase the RK of the vehicle, which they appear to be doing so you can claim for harassment by them. As for the rest of the wording of their letter, it is all hot air. Passing it on to a DCA just means that you will get some more letters telling you to pay up and probably adding another £50 to the supposed debt but this is a worthless as the original letters. This again, has no legal basis so no-one is going to take you to court because if you defend any action they may well be in BIG trouble and lose the legal right to pursue anyone for debt in the future via the court process as well as costing them good money.

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G24 do not know who was driving the car and I have not given them this information. I have informed them that under Scottish jurisdiction the registered keeper/owner of a vehicle is under no obligation whatsoever to provide details of the driver or any other information to a commercial company of no legal status of any description. So it does appear that they are harassing me as I haven't just rolled over and paid up. Should I write to them again or just ignore?

 

I just wish more people would stand up to these bullies as they are taking advantage of people's fear and/or indifference.

 

Thanks for everyone's support as sometimes it's a bit worrying when you have kept on the straight and narrow all your life and then something like this happens!

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If you want to pay for a stamp and continue playing letter tennis then by all means reply but I think that they will cut their losses and leave you alone soon. Sending out pointless drivel costs them money so as long as it doesnt really bother you I would leave them alone and file away all the correspondence in case you do feel like hitting them back at some point if it all gets a bit too much.

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