Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Hi all, this is my first post so i'll keep it short and sweet.
Basically, i was recently made unemployed. I was luckily only out of work for a fortnight and have now got a new job and i'm waiting for my first paycheck to come in next week.
Unfortunately while I was out of work my Barclays account went overdrawn then middle of the week before last a direct debit sent it over the overdraft limit. I've now been charged over £300 in less than two weeks.
Is there any other way to reclaim this money other than the well publicised (yet lengthy) actions on this website?
I look forward to some good advice! Many thanks.
PS - Isn't disgusting that they do it regardless of the fact they know they're unlawful charges?!
Have you had these charges before? If not, it's just possible that an initial approach to HO Customer Relations, explaining your situation, could work for you. (Your local branch is no use, I think they're only authorised to refund one fee per account).
But if that doesn't work or if it still leaves you with other fees unrefunded, then I'm afraid the only way to deal with Barclays is to go systematically through the step-by-step process.
But hey, congratulations on the new job!!
Victimnomore
By day, quiet unassuming bank customer - but, by night, .. .. .. .. .. Barclays Case1 14/03/07 **WON** FULL settlement £3358.39 Barclays Case2 08/09/08 Prelim: please give me my £187.91 back. Halifax Case1 14/03/07 **WON** Refunded £728 (including £54 costs) Halifax Case2 08/09/08 Prelim: please give me my £268.24 back.
I'm sure everyone will be ecstatic to hear that the new job is going swimmingly and I got paid today! (only 3/4 of normal though)
Not that it makes much difference now since Satan's Bankers have squeezed almost FIVE HUNDRED POUNDS out of my account in three weeks!
Suffice to say that getting paid monthly royally screws you over and i'll be waiting yet another month until I can remotely say that i'm ok again with my finances.
I've decided i'm going to go for it and make them rue the day they ever charged me. Oh yes, there's going to be maximum rueage.
I'll keep everyone updated...
PS - am I right in saying that there's a limit of 5k on claims? and if so is it 5k in total or for each account - i've got an additions account, a connect card account and a barclaycard...
Splatrowe Vs. Satan's Bankers
account went overdrawn then middle of the week before last a direct debit
Reply With Quote
