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    • Better version attached with the late appeal explained more clearly for the judge. This will sound silly, but I think it would be a good idea to e-mail it to the court and UKPC on Sunday.  It's probably me being daft, but Sunday is still March, and as it's late, sending it in March rather than April will make it sound like it was less late than it really is.  if you get my drift. You can still pop in a paper version on Tuesday if you want. E-mail address for the court: [email protected] And for UKPC: [email protected]   [email protected] Defendant WS.pdf
    • Update 15th March the eviction notice period expired, and I paid my next month rent along with sending them the message discussed above. After a short while they just emailed me back this dry phrase "Thank you for your email." In two weeks' time I'm gonna need to pay the rent again, and I have such a feeling that shortly after that date the contracts will be exchanged and all the payments will be made.  Now my main concern is, if possible, not to end up paying rent after I move out.  
    • they cant 'take away' anything, what ever makes you believe that?  dx  
    • The text on the N1SDT Claim Form 1.The claim is for breaching the terms and conditions set on private land. 2. The defendant's vehicle, NumberPlate, was identified in the Leeds Bradford Airport Roadways on the 28/07/2023 in breach of the advertised terms and conditions; namely Stopping in a zone where stopping is prohibited 3.At all material times the Defendant was the registered keeper and/or driver. 4. The terms and conditions upon  entering private land were clearly displayed at the entrance and in prominent locations 5. The sign was the offer and the act of entering private land was the acceptance of the offer hereby entering into a contract by conduct. 6.The signs specifically detail the terms and conditions and the consequences of failure to comply,  namely a parking charge notice will be issued, and the Defendant has failed to settle the outstanding liability. 7.The claimant seeks the recovery of the parking charge notice, contractual costs and interest.   This is what I am thinking of for the wording of my defence The Defendant contends that the particulars of claim are vague and are generic in nature which fails to comply with CPR 16.4. The Defendant accordingly sets out its case below and relies on CPR r 16.5 (3) in relation to any particular allegation to which a specific response has not been made. 1. Paragraph 1 is denied. It is denied that the Defendant ever entered into a contract to breach any terms and conditions of the stated private land. 2. Paragraph 2 and 4 are denied. As held by the Upper Tax Tribunal in Vehicle Control Services Limited v HMRC [2012] UKUT 129 (TCC), any contract requires offer and acceptance. The Claimant was only contracted to provide car park management services and is not capable of entering into a contract with the Defendant on its own account, as the car park is owned by and the terms of entry set by the landowner. 3. It is admitted that Defendant is the recorded keeper of the vehicle. 4.  Paragraph 6 is denied the claimant has yet to evidence that their contract with the landowner supersedes  Leeds Bradford airport byelaws. Further it is denied that the Claimant’s signage is capable of creating a legally binding contract. 5. Paragraph 7 is denied, there are no contractual costs and interest cannot be accrued on a speculative charge.   I'm not sure whether point 4 is correct as I think this side road is not covered by byelaws? Any other suggestions/corrections would be appreciated.
    • Dear EVRi parcelnet LTD t/a evri   evri parcelnet isnt a thing also you say defendant's response which is a bit of a weird format.   Something like   Dear EVRi, Claim no xxxx In your defence you said you could not access tracking. Please see attached receipt and label Regards
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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Just who are UMS? - provi loan


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I have an account with Provident that, for one reason or another (mainly unemployment) ended up with their own in house 'solicitors' and has been farmed out to BCW.

 

Today I've received a letter from BCW offering me a discount that amounts to 50% me the outstanding balance on the account. They have also offered me the chance to pay over 3 installments.

 

This offer is only valid if I contact BCW by tomorr (states 7 days from date on letter but arrived 6 days after the date on the letter).

 

I've never been in contact with BCW regarding this account and wonder if its really only a ruse to get me to contact them about the debt.

 

What is their MO regarding accounts and discount offers?

 

Feebee_71

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If you have the money to clear the balance and want to do so I would haggle with them. With any luck and a bit of perserverence you might get them down to 30%. Their deadline is just a ploy to try and get you to settle for the 50% quickly. But make sure that any settlement is for a 'full' not partial settlement and your credit file is marked as such. Otherwise you may find you are being chased for the other 50% by another agency.

 

If you are not interested let them whistle in the wind and carry on paying them £1 a month or whatever you may have agreed to. Another year down the line their settlement offer will probably be a lot less!

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Hi

Be aware that if you 'short settle' the remaining amount is still collectable. Just because BCW are offering this 'discount' this means very little unless you get a statement saying they will stop any further collection activity AND they do not sell the remaining balance on to any other **** bucket

If you are asked to deal with any matter via private message, PLEASE report it.

Everything I say is opinion only. If you are unsure on any comment made, you should see a qualified solicitor

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You must receive their acceptance of any short settlement and confirmation that no other 3rd party will pursue for any other monies.. IN WRITING, before you part with any money.

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You must receive their acceptance of any short settlement and confirmation that no other 3rd party will pursue for any other monies.. IN WRITING, before you part with any money.

 

Excellent advice!

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Thanks guys,

 

I'll sit on their offer for a bit longer as it would be a struggle to pay the amount offered as the discounted settlement deal even if it was split into 3 payments!!

 

Feebee_71

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  • 1 month later...

Hi,

 

Have recently had a letter from BC&W in which they are threatening to send a doorstep collector (or words to that effect) to my home

about an account that as been passed to them by the original creditor (Provident).

 

So far letters received have included offers of substantial discounts and even opportunities to pay said reduced sums over a number of months rather than in one payment.

 

I have never engaged with BC&W about this account,

I was paying Provident's in house solicitors a reduced amount but stopped when there just wasn't enough money to pay as well

as meet necessary debts such as rent, council tax, utility bills and then things such as business insurance and fuel for my vehicle

which is important as my job requires me to be mobile but is poorly paid.

 

the collection agents mentioned in the letter received are UMS but, apart from them being owned by BC&W

(and so therefore only another cog in their internal wheel of threats), it appears they are used to chase utility debts - which this isn't!!

 

They will be lucky to ever find me at home as I usually work 12 out of every 14 days and leave the house at silly o'clock returning in the evening then,

on my weekend off, I'm usually catching up with friends, family and life in general.

 

Oh, and I live in a property with secure entry system so they can't actually access my front door that easily!!

 

What is likely to be their next step?

 

Feebee_71

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Utility Management Services.....'cough' 'cough'

http://www.csa-uk.com/uk-members-list/details/141/utility-management-services-%28bcw-group%29-ltd

 

All part of the same, next broom cupboard along I would imagine, or cubicle in the gents, sorry little boys room!

 

Did Provi send you a notice of assignment?

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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I can't remember but know they still send me the letters stating the account is in default. Pretty sure the last communication was from their in house 'solicitors' CK Edrupt!!

 

Feebee_71

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what was the original debt all about?

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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A Provident loan,

had to go to reduced payments when unemployed

 

now am working but little money left for non-priority debts as well as paying priority bills

and having enough fuel in the car to be able to go out and do my job

- let alone buy food every week

 

(thank goodness for staying at my parents for 3 nights a week so not having to buy food those nights!)

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so it def was a doorstep loan

not a loan to pay off a debt hey claim you owed?

 

pers ignore them

 

they have no legal powers

and are not bailiffs

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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god what made you resort to these 2000% interest rate people

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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its a discount letter anyhow

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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