Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Please read faqs and other peeps threads and this will become clear, basically you can claim what you have been charged as penalty charges, failed d/d s/o etc.
I would be grateful if somebody could please answer this question. I've read the FAQs and other peoples threads, but to be honest I'm just not sure what the £10 charge is for - perhaps somebody will recognise similar charges on their statements and can advise if they included them??? I asked in the chatroom and people said 'Yes' they could be included, but to be honest I think they were trying to get rid of me so they could carry on talking about how naked and drunk they were. Help much appreciated.
if they come off on the same day each month, then it could be they're Royalties charges and not reclaimable.
If you have a royalties account, do you know how much this is per month? If so make sure you deduct that figure from each month as RBS are now in the habit of combining charges, eg...
Charge to 10 October - £42
can be made up of:
£28 (genuine charge) - Reclaimable
£15 Royalties premier charge - Not reclaimable.
Hope this helps
j
1/9/06 RBS claim #1
8/11/06 - claim settled
17/11 claim #2 started - incl creditcard
30/11 - CC statements received
31/11 - Prelims issued - RBS paying up, only M/C to go)
If any of my advice/ info has been helpful, please click the scales
Please also remember that any advice is given from my own experience and in good faith as a lay person. If in doubt, please contact a qualified professional
Hi
I have a royalties gold account the monthly charge for this is £12, soem months I am charged £40, thus if I deduct £12 then I will be claiming £28. Am I correct
1/9/06 RBS claim #1
8/11/06 - claim settled
17/11 claim #2 started - incl creditcard
30/11 - CC statements received
31/11 - Prelims issued - RBS paying up, only M/C to go)
If any of my advice/ info has been helpful, please click the scales
Please also remember that any advice is given from my own experience and in good faith as a lay person. If in doubt, please contact a qualified professional
And looking back, I cant believe I signed up for a royalties gold/ premier service anyway! £15 per month (nearly £200 per year) for practically sod all!!! I think I will deal with that as well once my claim is settled
J
1/9/06 RBS claim #1
8/11/06 - claim settled
17/11 claim #2 started - incl creditcard
30/11 - CC statements received
31/11 - Prelims issued - RBS paying up, only M/C to go)
If any of my advice/ info has been helpful, please click the scales
Please also remember that any advice is given from my own experience and in good faith as a lay person. If in doubt, please contact a qualified professional
Just got my statements...
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I think I will deal with that as well once my claim is settled