Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
I have been reading the forum for a few weeks now getting myself all confused, wondering do i or dont i??? I have decided to go ahead.
Final straw has come this week, i got paid on friday, my direct debits not due out until the monday and low and behold i have checked online to find out friday they took my d/d out 3 days earlier and charged me 38.oo for each one even though my wages went in after midnight thursday!!! Sending off my 1st letter tomorrow, hopefully to the right place.(ive settled on Bishopsgate address)
Does anyone know? Do Natwest shut accounts (opened up another account just incase)and also seeing as so many people now after them are they now fighting back
Also as account is in joint names but either can sign would it be ok just to do in my name?
Not sure about the account thing i know that they aren't shutting them down routinely but if you have followed the faqs and step-by-step guide you know you need to open a parachute anyway as any bank can shut your account at any time for any reason.
As for fighting back they do usually take it all the way ie you haveing to file a claim with the court but you'll still get your money back. Read round peoples threads on here to get an idea of what they are like.
little village in wales no point putting it here no-one would have heard of it
Posts
1,476
Re: Natwest grrr
Natwest do apear to be one og those that string things out as far as they can go. but a few of us are taking steps to make compliants about their solicitors.
dont worry it is a struggle at times, so dont spend your money before xmas. but you will get it back.
should ave bin with HSBC they cough up with the lba!!!!!
Allyxia
KEEP FIGHTING FOR YOUR MONEY - EVEN WHEN IT GETS TOUGH
The Banks are somewhere which lends you an umberella when it is sunny, and takes it away when it rains
HSBC £1200 - Settled in Full Cap 1 2 X £100 - Settled in Full Nationwide £1641 - Settled in Full inc Default and CCJ Removed by Court Order NatWest £2215.60- Settled in Full and Removed Default Natice Woolwich £3690 - Settled in Full
Thanks Allyxia
Im not panicking yet but think once things get under way and letters start to arise i may be screaming for help
Oh why didnt i do it sooner?
Just realised
As Natwest took hell of a lot of charges 2001-2002, they tried to help out by arranging a loan which we pay back every month for the next 5 years...got 2 yrs left to pay.Can i do anything about this on claim as its over 1k in interest?
If they hadnt of took all charges i wouldnt of got into the mess i was in
Oh dear ive just been reading threads again, and noticed somone say S.A.R should of gone to Goggarburn but ive sent it to Bishopsgate??
Will it get to the right place?
Just realised
As Natwest took hell of a lot of charges 2001-2002, they tried to help out by arranging a loan which we pay back every month for the next 5 years...got 2 yrs left to pay.Can i do anything about this on claim as its over 1k in interest?
If they hadnt of took all charges i wouldnt of got into the mess i was in
Tracey
Hi there Tracey,
This seems very interesting, think I might have to look into this myself.
It was only through pure chance i realised reading through the forum ,that going ahead with this, Natwest might make me pay back the loan back they offered to clear my overdraft.I went whoaaa..hang on ...the only reason i got the loan was because natwest was taking charges left right and centre, They put me into which is now 3 yrs down the line near POVERTY!!!!!
Hi Can somebody help?
How long does it roughly take from start to finish? as im reading different senarios some seem to take 6 weeks some seem to take 4-5 months?
I know i have only just sent of my S.A.R but im getting myself all confused
little village in wales no point putting it here no-one would have heard of it
Posts
1,476
Re: Natwest grrr
Yes well good luck - and don tbe intimadated by these - its their usual trick!!!
Allyxia
KEEP FIGHTING FOR YOUR MONEY - EVEN WHEN IT GETS TOUGH
The Banks are somewhere which lends you an umberella when it is sunny, and takes it away when it rains
HSBC £1200 - Settled in Full Cap 1 2 X £100 - Settled in Full Nationwide £1641 - Settled in Full inc Default and CCJ Removed by Court Order NatWest £2215.60- Settled in Full and Removed Default Natice Woolwich £3690 - Settled in Full
ooohhh i know its a long way off and might never happen but my fiance, brother n laws friend is a solictor and said hed represent me in court if need be, now that has helped knowing i have only just started but the ball is rolling nicely in my direction.
Bring it on!!!!!
NatWest grrr *** WON ***
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Re: Natwest grrr
Originally Posted by dantracey
NAT WEST - WON - £4282.36