Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
I have received a second letter from Tommy Mac for the full amount....BUT it is attatched with a condition that they reserve th right to make future charges and basically asking me to sign to say I won't claim again. Now I know it isn't worth the paper it is written on but do I sign to accept the amount and thus say that I won't claim again. Does this actually hold any legal weight at all or should I just say that I refuse to accept this condition and take them to court?
what I did was throw away their form but send a letter saying i accepted the refund and specified that i accepted it for the charges specifically mentioned between 2 dates and that I reserved the right to seek the refund of charges outwith this period. waiting to see what happens. I also put a 7 day deadline for them to refund the cash into my account. I would have accepted it but the owe me anoth £3000 after this refund so not settling £955
Halifax Credit Card - claimed £404, settled at £387.50
BoS Current Account - £3600 claimed successfully, working on default removal
BoS Loan - Default removed
Vodafone - Default removed
ex-Landlord - successfully got him to drop his counter-claim, settled out of court after 3 hearings
Ok Peeps how does this read?? If ok I will return to Tommy Mac
I acknowledge your offer of £xxx.xx, which I am prepared to accept as final payment in this particular claim. However, I do not accept any further conditions imposed by the Royal Bank of Scotland that may in fact be unlawful at Common Law, Statute and recent consumer regulations and I reserve the right to make future attempts to recover this money. I will give you seven further days to consider this offer before I reserve the right to take further action that I have previously stipulated.
Take the offer, and keep your account in check, otherwise you will get tied in with the others and there court wrangles.
Kevinjay I have took on board what you have said and it would be easier just to take the money and run. My point is that I don't see how they can expect us to sign a legal right away just to claim what is ours. I have tried to keep my account in check, over the past umpteen months but still been walloped for £120, which according to the OFT should have been £36, in the 3 instances it happened. The point is that people do go overdrawn simply because S/O's, debits etc don't come out when you expect them too and it is this which has bumped me over. I am claiming what is in fact a very small amount compared to some others on here.
renewed Offer from Tommy Mac
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Originally Posted by kevinjay27
