Admittedly in the past I have gone overdrawn but normally only by maximum of £10-15 and incurred many charges from Abbeyicon National

So I requested an overdrafticon limit of £50, just £50. And everytime I have been refused

Is this a tactic to keep on charging me these penalties as it's a 'good earner' for the Abbey.

Surely to save themselves having to pay back thousands to angry customers, why not just give us that overdraft we requested so we don't get charged extortionate amounts of money and have to keep taking them to small claims court to get back what they wrongfully took in the first place.

jeese, I tell you, they keep getting worse and worse these banks.

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