Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
My little company has a Bank of Scotland business account. For the most part payments into the account are made by BACS and I very rarely get cheques. In the past I've just posted them off but earlier this week I decided to call into a branch on my way to work to pay one in.
I went to the Bank of Scotland part of the Halifax website and used their branch finder to look up a branch on my way to work. Lo and behold several Halifax branches came up offering full Bank of Scotland business services including a relationship manager.
I chose to go to the one listed as at 311/313 High Holborn. Got there and found that the building had been demolished. In fact they seemed well on the way to relacing it. Fuming I went into work and decided to go to another branch at lunchtime. I got there to find that that they could offer the full range of Bank of Scotland business services except the ability to pay in a cheque!!!
I ended up having to go to the London HQ of BofS in Cockspur Street to pay in my cheque. I wish I'd used the post!
I was in a similar position recently when HBOS in their wisdom decided to restrict Cardcash account holders from having full counter facilities in branch. I think they must have retracted this because a few branches now have express pay-in machines that read your cheques, count your cash and credit your account in one fell swoop.
Is this why we get bank charges
business account. For the most part payments into the account are made by BACS and I very rarely get cheques. In the past I've just posted them off but earlier this week I decided to call into a branch on my way to work to pay one in.
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