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    • The Notice to Hirer does not comply with the protection of Freedoms Act 2012 Schedule  4 . This is before I ask if Europarks have sent you a copy of the PCN they sent to Arval along with a copy of the hire agreement et. if they haven't done that either you are totally in the clear and have nothing to worry about and nothing to pay. The PCN they have sent you is supposed to be paid by you according to the Act within 21 days. The chucklebuts have stated 28 days which is the time that motorists have to pay. Such a basic and simple thing . The Act came out in 2012 and still they cannot get it right which is very good news for you. Sadly there is no point in telling them- they won't accept it because they lose their chance to make any money out of you. they are hoping that by writing to you demanding money plus sending in their  unregulated debt collectors and sixth rate solicitors that you might be so frightened as to pay them money so that you can sleep at night. Don't be surprised if some of their letters are done in coloured crayons-that's the sort of  level of people you will be dealing with. Makes great bedding for the rabbits though. Euro tend not to be that litigious but while you can safely ignore the debt collectors just keep an eye out for a possible Letter of Claim. They are pretty rare but musn't be ignored. Let us know so that you can send a suitably snotty letter to them showing that you are not afraid of them and are happy to go to Court as you like winning.  
    • They did reply to my defence stating it would fail and enclosed copies of NOA, DN Term letter and account statements. All copies of T&C's that could be reconstructions and the IP address on there resolves to the town where MBNA offices are, not my location
    • Here are 7 of our top tips to help you connect with young people who have left school or otherwise disengaged.View the full article
    • My defence was standard no paperwork:   1.The Defendant contends that the particulars of claim are generic in nature. The Defendant accordingly sets out its case below and relies on CPR r 16.5 (3) in relation to any particular allegation to which a specific response has not been made. 2. Paragraph 1 is noted. The Defendant has had a contractual relationship with MBNA Limited in the past. The Defendant does not recognise the reference number provided by the claimant within its particulars and has sought verification from the claimant who is yet to comply with requests for further information. 3. Paragraph 2 is denied. The Defendant maintains that a default notice was never received. The Claimant is put to strict proof to that a default notice was issued by MBNA Limited and received by the Defendant. 4. Paragraph 3 is denied. The Defendant is unaware of any legal assignment or Notice of Assignment allegedly served from either the Claimant or MBNA Limited. 5. On the 02/01/2023 the Defendant requested information pertaining to this claim by way of a CCA 1974 Section 78 request. The claimant is yet to respond to this request. On the 19/05/2023 a CPR 31.14 request was sent to Kearns who is yet to respond. To date, 02/06/2023, no documentation has been received. The claimant remains in default of my section 78 request. 6. It is therefore denied with regards to the Defendant owing any monies to the Claimant, the Claimant has failed to provide any evidence of proof of assignment being sent/ agreement/ balance/ breach or termination requested by CPR 31.14, therefore the Claimant is put to strict proof to: (a) show how the Defendant entered into an agreement; and (b) show and evidence the nature of breach and service of a default notice pursuant to Section 87(1) CCA1974 (c) show how the claimant has reached the amount claimed for; and (d) show how the Claimant has the legal right, either under statute or equity to issue a claim; 7. As per Civil Procedure Rule 16.5(4), it is expected that the Claimant prove the allegation that the money is owed. 8. On the alternative, as the Claimant is an assignee of a debt, it is denied that the Claimant has the right to lay a claim due to contraventions of Section 136 of the Law of Property Act and Section 82A of the consumer credit Act 1974. 9. By reasons of the facts and matters set out above, it is denied that the Claimant is entitled to the relief claimed or any relief.
    • Monika the first four pages of the Private parking section have at least 12 of our members who have also been caught out on this scam site. That's around one quarter of all our current complaints. Usually we might expect two current complaints for the same park within 4 pages.  So you are in good company and have done well in appealing to McDonalds in an effort to resolve the matter without having  paid such a bunch of rogues. Most people blindly pay up. Met . Starbucks and McDonalds  are well aware of the situation and seem unwilling to make it easier for motorists to avoid getting caught. For instance, instead of photographing you, if they were honest and wanted you  to continue using their services again, they would have said "Excuse me but if you are going to go to Mc donalds from here, it will cost you £100." But no they kett quiet and are now pursuing you for probably a lot more than £100 now. They also know thst  they cannot charge anything over the amount stated on the car park signs. Their claims for £160 or £170 are unlawful yet so many pay that to avoid going to Court. When the truth is that Met are unlikely to take them to Court since they know they will lose. The PCNs are issued on airport land which is covered by Byelaws so only the driver can be pursued, not the keeper. But they keep writing to you as they do not know who was driving unless you gave it away when you appealed. Even if they know you were driving they should still lose in Court for several reasons. The reason we ask you to fill out our questionnaire is to help you if MET do decide to take you to Court in the end. Each member who visited the park may well have different experiences while there which can help when filling out a Witness statement [we will help you with that if it comes to it.] if you have thrown away the original PCN  and other paperwork you obviously haven't got a jerbil or a guinea pig as their paper makes great litter boxes for them.🙂 You can send an SAR to them to get all the information Met have on you to date. Though if you have been to several sites already, you may have done that by now. In the meantime, you will be being bombarded by illiterate debt collectors and sixth rate solicitors all threatening you with ever increasing amounts as well as being hung drawn and quartered. Their letters can all be safely ignored. On the odd chance that you may get a Letter of Claim from them just come back to us and we will get you to send a snotty letter back to them so that they know you are not happy, don't care a fig for their threats and will see them off in Court if they finally have the guts to carry on. If you do have the original PCN could you please post it up, carefully removing your name. address and car registration number but including dates and times. If not just click on the SAR to take you to the form to send to Met.
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

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      This is good ethical practice.

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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Hi, I need some help. I had one of these left by Peter Nonle Watt.

 

I had a CCJ in April for some outstanding rent on a business unit. I had no notification that bailiffs may be attending.

 

They want £3000 which I don't have.

 

What can I do about this??

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I think he;s a HCEO. I'll flag your thread for admin notice and to get it moved to the right forum.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

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Hi, I need some help. I had one of these left by Peter Nonle Watt.

 

I had a CCJ in April for some outstanding rent on a business unit. I had no notification that bailiffs may be attending.

 

They want £3000 which I don't have.

 

What can I do about this??

 

Is it possible you can start from the beginning so we can see what we are dealing with?

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Is it possible you can start from the beginning so we can see what we are dealing with?

 

Ok, I had a business unit three years ago which I vacated.

 

The landlord wanted to charge me money that I didn't agree with.

 

Up to this point I've been ignoring the request for payment.

 

He applied to the court for a CCJ which was granted in April. I'm only aware of this after checking my credit file.

 

I did have the blue Northampton forms, but chose to ignore those as well. (Stupidly)

 

I have had no correspondence from anybody, including the court. Today high court bailiffs turn up while we were out and levied on items outside the house.

 

I don't know what to do. Should I have had paperwork to say the court decided in the creditors favour?

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As you ignored the original paperwork from the Court your Creditor will have been awarded Judgment but you should have been informed of this by the Court. As for it now having been transferred for enforcement then unfortunately there is no requirement for anyone to inform you and the first you will know is when someone calls - which is what has happened.

 

In what capacity did you trade - sole trader, partnership, Ltd Co etc? Is the Writ in this name? You say they have levied on goods outside - can you list them exactly as described on the Notice of Seizure?

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You also state that the High Court Enforcement Officer "levied upon goods outside". Can you be a bit more specific...such as; did they levy upon a car, lorry, caravan etc. If so...do these items belong to you....are they on finance etc.

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You also state that the High Court Enforcement Officer "levied upon goods outside". Can you be a bit more specific...such as; did they levy upon a car, lorry, caravan etc. If so...do these items belong to you....are they on finance etc.

 

I traded as sole trader.

 

They levied on two unroadworthy cars (restoration projects) in my drive, along with a trailer, set if alloy wheels and garden patio furniture. All of which I own. Along with "all other goods required to satisfy writ"

It also seems that I'm missing a page, as there are some numbered points, but these only start at point 5.

I just want to get this resolved. I don't know how/who to make an offer of payment by instalments

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You need to apply for a stay of execution to the writ N244 and also make a realistic offer by way of an N245

 

With both of these if you are on any benefits you need to check if you qualify for fee remission(see form ex160)

 

Take a look at the aforementioned forms and if you struggle to complete or understand them, then come back here and help will be at hand.

 

Applying for the stay has to be your priority and if your local County Court is classed as a district registry then you can file your application there in person and explain it is urgent, if not then you will need to send to the High Court as given on the writ.

 

The N245 is pretty straight forward and you will need to complete an income and expenditure sheet to show your offer is the maximum amount affordable to you. When doing this always remember you are allowed to have a 'life' so only ever offer what you can comfortably afford and will be able to sustain payment to.

Edited by wonkeydonkey
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Following the above and if successful all enforcement is halted and unless you fail at a future date to make a payment on time the matter is under your control.

 

I would suggest you write to the HCEO company concerned and advise them of your set aside application but remember until such time as the stay is rubber stamped they are entitled to continue with enforcement, if they return while everything is being processed then it will be frowned on by the courts if they fail to take everything into consideration.

 

It will also pay you to rquest a full breakdown of the fees applied to the writ (in writing) and then post them up here so we can see if they are'questionable' as if often the case.

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It also seems that I'm missing a page, as there are some numbered points, but these only start at point 5.

 

Usually it is page one of a three part form 55 (2 x NoS and the WPA) that has the amount owed which includes points 1 to 4. As you know the amount owed I would presume you have points 1 to 4 also.

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Thanks for your help

 

Breakdown of the Total Levy

 

Judgement Debt - £1853.95

Judgement Costs - £0

Execution Costs - £60

Interest 8% to 1/5/13 - £27.23 @ £0.41 per day from 1/5/13

Sheriff's Fees - £822.76

VAT - £164.55

TOTAL - £2928.49

 

Sheriff's Fees seem pretty damn high to me!

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Sorry to any High Court Enforcement Officer who may be reading this reply but I personally consider that "Sheriff fees" of £822 on a debt os £1853 is steep.

 

i totally agree with you... WD will vouch that we had similar amounts to a similar debt.........not right at all they make things ten times worse in my eyes as people who cant afford the debt certainly cant afford the debt with there "steep" fees added.......... and i for 1 would not say sorry if my comment is read by any but i think they are the lowest of the low

 

and in fact after checking they added £1300 for a debt of just £695.....making it £2100 pound near enough ....rant over

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Distress as a remedy is problematic, as if the debtor cannot afford to repay the original debt, there is no chance they can afford it after the fees have doubled or tripled it.

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The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

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I'm still to be convinced that HCEO's are any more different than any other type of Bailiff particularly with regard to the fees they charge.

 

 

i agree PT they like to think they are different because they have "special" powers so they say ...the words "high court" give them super powers so they think...but when it comes down to it they are not much different and they charge ridiculous amounts of money that most dont have.

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What worries me about HCEO's is the frequent way in which an officer attending the premises of a debtor levies upon 5 or 6 random cars and, when questioned try to rely upon the old "chestnut" of Observer v Gordon which was even dismissed by the Ombudsman in the case of council tax. In so many cases that I have seen the officers knows perfectly well that the vehicles in question are nothing to do with the debtor and to my mind "levies" in any event so as to ensure that he can charge such high fees.

 

The case of Observer v Gordon has long since been overtaken by the appeal case of DSI Foods where the owner of a High Court company ( Shergroup Ltd) attempted to claim protection from the court for a significant PERSONAL claim when her officers went to the WRONG address. Despite being shown evidence that the goods in the premises were nothing to do with the debtor, the officers "seized goods" and in doing so.....barged their way into a "secure area" of the premises and contaminated a a significant amount of food ( the company have contracts with various airlines to provide in flight meals for passengers). The officers only left after the company's accountant was forced to pay the debt from his personal credit card.

 

The Judge made it clear that the officers must NOT assume that all goods on the premises belong to company "A" and instead, they MUST ensure that they read any documents shown to them and take into consideration what is being told to them VERBALLY by the owner of the goods.

 

The owner of Shergroup LOST the case.

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