Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)



Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE
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  1. 19th October 2006 12:02 #1
    marcie63 marcie63 is offline
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    Default barclay card next?

    Sent lbaicon to Natwesticon today. Wondering whether to start on barclaycard next or am i pushing my luck. Is there many success stories out there? Read barclaycard forum and it sounds as though it could be even harder to crack.

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  2. 19th October 2006 15:40 #2
    blackd2103 blackd2103 is offline
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    Default Re: barclay card next?

    No reason why you shouldnt. From what I've seen reading the forums and success stories everyone gets a result in the end

    Barclaycard
    S.A.R sent 27th Sep
    Partial Statements (Microfiche etc) received 5th Oct
    Preliminary Request (Estimated Charges £864) Sent 11th Oct
    L.B.A (Data Protection Act) Sent 12th oct
    £288 Offered 18th Oct
    Letter Before Action Sent 27th October
    MCOL 10th November
    Claim Acknowledged 29th November
    Court Date Set for 27th April

    Captial One
    S.A.R sent 27th Sep
    L.B.A (Data Protection Act) Sent 4th November
    Preliminary Request for £633 and removal of default sent 22 November
    L.B.A Sent 12th December
    N1 Filed 25th Janaury


    Halifax
    S.A.R sent 11th Sep
    Preliminary Request for £327.95 sent 30th Oct
    L.B.A sent 15th November
    MCOL 29th November
    Settled - £443.98 14th December
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  3. 19th October 2006 15:54 #3
    closey closey is offline
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    Default Re: barclay card next?

    Some institutions are tougher than others, but the same law applies to all of them, so YES go for it. Your not pushing your luck, you are using the law.

    Lloyds TSB - £972
    S.A.R, prelim and LBA sent
    Claim acknowledged
    Defence received
    AQ 20/06/06
    ***FULL SETTLEMENT RECEIVED 20/07/06***

    Woolwich - £2288
    S.A.R, prelim and LBA sent.
    Offered half
    Moneyclaim filed online 02/08/06
    Judgement filed online 23/08/06
    WARRANT FILED ONLINE 30/08/06
    MONEY RECEIVED BY BALIFF 04/10/06
    ***FULL SETTLEMENT RECEIVED 09/10/06***

    Smile - £175
    Pelim 23/06/06
    ***FULL SETTLEMENT RECEIVED 07/07/06***

    My Ex vs Woolwich - £715
    S.A.R sent 30/08/06
    Pelim 06/10/06
    LBA 20/10/06

    Advice & opinions provided are personal, and not endorsed by CAG or BAG, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.
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