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    • it is NOT A FINE.....this is an extremely important point to understand no-one bar a magistrate in a magistrates criminal court can ever fine anyone for anything. Private Parking Tickets (speculative invoices) are NOT a criminal matter, merely a speculative contractual Civil matter hence they can only try a speculative monetary claim via the civil county court system (which is no more a legal powers matter than what any member of Joe Public can do). Until/unless they do raise a county court claim a CCJ and win, there are not ANY enforcement powers they can undertake other than using a DCA, whom are legally powerless and are not BAILIFFS. Penalty Charge Notices issued by local authorities etc were decriminalised years ago - meaning they no longer can progress a claim to the magistrates court to enforce, but go directly to legal enforcement via a real BAILIFF themselves. 10'000 of people waste £m's paying private parking companies because they think they are FINES...and the media do not help either. the more people read the above the less income this shark industry get. where your post said fine it now says charge .............. please fill out the Q&A ASAP. dx  
    • Well done on reading the other threads. If ECP haven't got the guts to do court then there is no reason to pay them. From other threads there is a 35-minute free stay after which you need to pay, with the signs hidden where no-one will read them.  Which probably explains why ECP threaten this & threaten that, but in the end daren't do court. As for your employer - well you can out yourself as the driver to ECP so the hamster bedding will arrive at yours.  Get your employer to do that using the e-mail address under Appeals and Transfer Of Liability.  
    • good you are getting there. Lloyds/TSb...i certainly would not be risking possible off-setting going on if a choice were there, but in all honestly thats obv too late now..., however..you might not never be in that situation so dont worry too much. regardless to being defaulted or not, if any debt that is not paid/used in 6yrs it becomes statute barred. you need to understand a couple of things like 'default' and 'default notice' a default is simply a recorded D in the calendar section/history of a debt, it does not really mean anything. might slightly hit your rating. the important thing here is a default notice , these are issued by the original creditor (OC) under the consumer credit act, it gives you 14 days to settle whatever they are asking, if you don't then they have the option to register a defaulted date on your credit file. that can make getting other credit more difficult. and hits your rating. once that happens, not matter what you do after that, paying it or not or not paid off or not, the whole account vanishes from your credit file on the DN's 6th b'day. though that might not necessarily mean the debt is not still owed - thats down to the SB date above. an OC very rarely does court and only the OWNER of a debt can instigate any court action (Attempted a CCJ) DCA's debt collection agencies - DCA's are NOT BAILIFFS they have ZERO legal powers on ANY debt - no matter what it's TYPE. an OC make pass a debt to a dca as their client to try and spoof people into paying through legal ignorance of the above statement. an OC may SELL on an old debt to a DCA/debt buyer (approx 10p=£1) and then claim their losses through tax write off and their business insurance, wiping their hands of the debt. the DCA then becomes the debt OWNER. since the late 70's dca's pull all kinds of 'stunts' through threat-o-grams to spoof a debtor into paying them the full value of the debt, when they bought if for a discounted sum (typically 10p=£1). you never pay a dca a penny! if read carefully, NONE of their letters nor those of any other 'trading names' they spoof themselves under making it seem it's going up some kind of legitimate legal 'chain' say WILL anything....just carefully worded letters with all kinds of threats of what could/might/poss happen with other such words as instruct forward pass... well my dog does not sit when instructed too...so... DCA's SOMETIMES will issue a court claim, but in all honesty its simply a speculative claim hoping mugs wet themselves and cough up...oh im going to court... BIG DEAL DCA - show me the enforceable paperwork signed by me...9/10 they dont have it and if your defence is conducted properly, most run away from you . however before they do all that they now have to send a letter of claim, cause the courts got fed up with them issuing +750'000PA speculative claims and jamming up the legal system. so bottom line is two conclusions.... if you cant pay a debt, get a DN issued ASAP (stop paying it!) make sure it gets registered on your file then it stops hurting your file/future credit in 6yrs regardless to what happens (bar of course a later DCA CCJ - fat chance mind!)  once you've a registered DN , then look into restarting payments if the debt is still owed by the OC, if SOLD to a DCA, don't pay - see if they issue a letter of claim (then comeback here!).        
    • Any update here?  I ask as we have someone new being hassled for parking at this site.
    • Any update here?  I ask as we have someone new being hassled for parking at this site.
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      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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CAG email database may have been hacked - beware spam emails


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We are getting reports of people receiving spam emails to their email addresses whcih they have used to sign up to the CAG.

 

We are checking but it seems that our email database may have been hacked.

 

We are very sorry for any inconvenience this may cause to you.

 

You should always be very careful when opening emails - and especially be careful about clicking links contained in them.

We'll report back here as we find out any more.

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Thanks. I was wondering after I received an 'offer' of a work-from-home job 'testing' a gambling system for a salary of £5,000 per month pre-bonus! I can confirm that I've only used the email address to which that spam was sent to sign up to CAG. (FWIW, I generate a unique address to give to each website that requires my email address.)

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Same here, I used a unique email to sign-up on CAG. Got spam about a betting system.

 

Is it just email addresses that have been retrieved? Can these email addresses be associated with forum members' accounts and were passwords retrieved as well?

 

Do you store passwords as one-way hashes and why not store user data (such as email addresses) in encrypted format?

Edited by Who Are They?
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I'll ask the webmaster to respond on the tech stuff.

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Passwords are MD5 hashed twice with a salt. I agree it would be useful to store email addresses hashed too ... I'll look into if that would be feasible. At the moment, signs point to a script kiddie rather that someone who deliberately targetted CAG

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  • 2 weeks later...
Passwords are MD5 hashed twice with a salt. I agree it would be useful to store email addresses hashed too ... I'll look into if that would be feasible. At the moment, signs point to a script kiddie rather that someone who deliberately targetted CAG

 

You will lose functionality if email addresses are stored with a one-way hash. Encrypted would be the way to go for email addresses.

 

Also, you did not respond to my other questions...

 

Is it just email addresses that have been retrieved? Can these email addresses be associated with forum members' accounts and were passwords retrieved as well?

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...I received an 'offer' of a work-from-home job.... I can confirm that I've only used the email address to which that spam was sent to sign up to CAG. ...)

 

ditto, got a few more today. anyone had the 94 mill jackpot one yet?

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  • 4 weeks later...

Me too, email received at an address registered exclusively with CAG.

 

No evidence of my CAG account being accessed or abused and I've changed the email address so I can dump the spam.

 

I'm presuming it's vBulletin (Search BBC for "Firm scrambles to patch vBulletin software flaw") but given the popularity of this software plus you can easily get source code it's understandable.

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  • 10 months later...

Now receiving emails, allegedly from UPS, saying there is a parcel for me. The email has an attachment, which presumably contains the virus. All these emails are being sent to the email address that I only ever registered with Consumer Action Group.

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Will flag this up for you

How to Upload Documents/Images on CAG - **INSTRUCTIONS CLICK HERE**

FORUM RULES - Please ensure to read these before posting **FORUM RULES CLICK HERE**

I cannot give any advice by PM - If you provide a link to your Thread then I will be happy to offer advice there.

I advise to the best of my ability, but I am not a qualified professional, benefits lawyer nor Welfare Rights Adviser.

Please Donate button to the Consumer Action Group

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If its an email with a generic name, and not a bunch of different mixed characters, it might be a bot thats doing a mass phishing attempt. These bots, working on botnets can send out millions of emails to tens of millions of different addresses every hour.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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Yes, what renegadeimp just said. We often see spammers guessing tens of thousands of possible addresses in the hope of getting lucky.

 

That said, the database was stolen a year or so ago, and it's possible a spammer still has a copy of it. There haven't been any compromises since then though

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Now receiving emails, allegedly from UPS, saying there is a parcel for me. The email has an attachment, which presumably contains the virus. All these emails are being sent to the email address that I only ever registered with Consumer Action Group.

Had the same UPS e-mail there was a warning on the page that the content had been blocked as it contained data likely to damage the computer.

Sender Expedited Delivery [email protected]

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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I get them all the time, on an email never associated with CAG. My guess is it's red car syndrome.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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  • 3 weeks later...
  • 1 month later...

Just received the following email to my CAG-registered email address...

 

Morning,

 

I was hoping to hear from you by now. May I have payment on invoice #84146904339 today please, or would you like a further extension?

 

Best regards,

Mauro Reddin

+447111855960

 

 

 

The phone number above is invalid, according to Magsys Telephone Code Lookup, as there are no phone numbers beginning 0711 in the UK.

 

The email came from: painted9 @ imperiagold.ru and has an attachment: invc_2014-09-15_76689009765.arj

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Just received the following email to my CAG-registered email address...

 

Morning,

 

I was hoping to hear from you by now. May I have payment on invoice #84146904339 today please, or would you like a further extension?

 

Best regards,

Mauro Reddin

+447111855960

 

 

 

The phone number above is invalid, according to Magsys Telephone Code Lookup, as there are no phone numbers beginning 0711 in the UK.

 

The email came from: painted9 @ imperiagold.ru and has an attachment: invc_2014-09-15_76689009765.arj

The 0711 code is Stuttgart I think?

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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The 0711 code is Stuttgart I think?

 

I've had that email this morning - sent to my office email

Help us to keep on helping

Please consider making a donation, however small, if you have benefited from advice on the forums

 

 

This site is run solely on donations

 

My advice is based on my opinion and experience only. It is not to be taken as legal advice - if you are unsure you should seek professional help.

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Don't answer it and don't try to contact them. They have no idea who you are or even if there is an email address with your name on it.

 

 

These work by knowing the second part of the email address like the one for this site. What they do is to send out emails by the tens of thousands with a random generator adding a name in from of the @.

 

 

The majority they send out will bounce back as no such address exists, but once in a while they hit on the correct name to add to the front and that email then goes through. They still have no idea who you are or your email address unless you respond to it and then you alert them to the fact it is live. This is why there is always a question of some sort, in this case "or would you like a further extension?".

Giving no details is also calculated to make you query the invoice.

Don't be tempted to click on the 'If you don't wish to receive these emails any further, click here', that is another of there tricks.

Be especially certain not to click on any attachments that say your invoice (or pics of the pretty girl) are attached. They will contain a virus.

Edited by Conniff
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I've had that email this morning - sent to my office email

 

 

Not had one yet on any of my e-mail addresses.

It is definitely a German telephone area code Stuttgart ( I was there last week).

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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