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Full Final Settlement offer Refusal from DCA - Barclay Card


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Not sure how but MKRR got my work number! Told them the same thing, letter letter letter! Kept going on about income and expenditure sheet, payment plan....

 

Next it will be my mobile number and i'll have to get that removed off there system too.

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Calling you at work can be argued to be breach of The OFT Debt Collection Guidelines, which can be reported to Trading Standards if the calls persist.

 

If they want to communicate with you, they'll have to write !!

 

:-)

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  • 2 weeks later...

OK so i'm still getting the scare tactic letters...

 

My concern is can MKRR default this debt?

 

 

Since they own it and Barclays sold them the debt whom already defaulted this debt (expired and off my CRa) isn't it a possibility?

 

 

Seems by looking round the web MKRR are pushy...

 

Here's an example - not mine but shows just how crazy there scare tactics are!

http://oi58.tinypic.com/2l8w8si.jpg

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no letter tennis!!

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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go read that letter of the tiny link PROPERLY...

 

 

it does not say WILL anywhere

 

 

if.but.could.might.instructed.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 2 weeks later...

begging letter

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Note the use of the words "may" and "could".

 

Wait and see "if" they decide to take more assertive action.

 

:-)

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                                            Have we helped you ...?  Please Donate button to the Consumer Action Group

 

Please give something if you can. We all give our time free of charge but the site has bills to pay.

 

Thanks !:-)

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  • 3 weeks later...
Another letter.

 

They like using the words 'court' alot!

 

Yes, but they also like using "may", "could", "should".

 

In post #54, I referred to BC's admission that they have no credit agreement. But MK may try court action relying on a reconstruction.

 

Time will tell.

 

:-)

We could do with some help from you

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EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

                                            Have we helped you ...?  Please Donate button to the Consumer Action Group

 

Please give something if you can. We all give our time free of charge but the site has bills to pay.

 

Thanks !:-)

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  • 1 year later...

I refer you to read your thread again from post 73

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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