Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Hi everyone, at last I am posting my updates of how I am getting on with the claim after reading this forum for the past month...this is my first post.
I have all my bank statements now and make the grand total of charges owing on my husband and my accounts £2442.50:o We are now waiting to hear back from the bank after sending the pre-lim letter by registered post on Monday. This site is brilliant and we will certainly be making a donation once we recieve our money back.
Hi, Im in the same boat as you, I sent my prelim letter off on friday, (unfortunately I had to re-send them again yesterday as royal mail lost the recorded delivery), so will be watching this thread with interest!!
Hi, how annoying they lost letters:o Especially recorded!! I have just checked and tracked my letter as delivered yesterday, so hopefully its all systems go. We are also waiting for Nationwide credit card to send us my husband's statements, but it appears they cashed the £10 sent with the data protection statement request letter and deducted it off the credit card bill My husband has been in touch with them and they are 'sorting' it as we speak!! We have had the letter to say the statements have been ordered and we need to send them another cheque!!
I also want to claim my charges back from my Nationwide credit card but have to find out the account number first as its a closed account.
Well, I recieved the standard letter from Nationwide on Wesnesday...2 days after I sent my prelim letter...how quick was that!!!! They said the normal, no we can't refund charges. I have today sent off the letter before action by recorded delivery along with a letter to Nationwide credit card for my statements of my closed accounts. Will update this thread as it progresses
I have just done something so stupid I can't believe I have done it I have just filed a moneyclaim order against the Nationwide for my bank charges and shock..horror, once it was sent and I had paid my money etc etc...I realised I have put Nationwide address where it should be mine!! I have emailed the court to ask them to change the address on it but I am sooo worried now. What should I do apart from sit and wait. Will I have to pay the money all over again for a new claim or will they amend the address for me??? Any advice would be thankfully received as I am going out of my head with worry now.
Thanks
Provided you get in touch before the claim is processed you shouldn't need to pay an amendment fee. They may not read the e-mail until after processing your claim. If you phone the helpdesk first thing in the morning you should be ok. If not it is 35.00 to amend your claim.
Hi Zoot, so its not the end of the world then ?
Im hoping its an easy process even if i have to ammend ? as im really hoping to have all this sorted asap.
Thanks for your quick and helpfull reply.
Sharon
Thank you so much for your reassurance ....I feel a little better now although still worried!! Serves me right really I suppose for being so stupid I will post in the morning as to how I get on. Even if I have to pay £35 ammendment fee it will be better than paying another £120!! I will never make this mistake again..this is only the first claim I have quite a few to follow.
Hi, we re did the moneyclaim yesterday nad online it says it has been issued, one thing im not sure of is in the box after it says issued its says Judgement and underneath it say start when i click on it it asks me questions.... do i need to answer them ? im really stuck.... helpppppp
SPK
You may not need to click on the bit. You only need to do this if they do not acknowledge your claim within 14 days. My 14 days was up today for Barclays to acknowledge and they did it just in the nick of time. Just keep checking chances are it will be acknowledged. Once they have done that they then get so long to submit their defence. When it says acknowledged where it now says issued, click on that and it will tell you just how long they have to submit their defence, once they have done that it will then get transfered to your local court.
Good luck
Just a little update....
After cocking up the first moneyclaim we have re done it and it was Acknowledged in 2 days ! then withing 2 days we got the letter of Acknowledgment in the post from the court saying that Mr Bacon is going to defend the claim.
Anyone know what happens next please ?
Thanks
SPK
Hi all, we have been reading threads of a few pay outs this past few days but we havent heard a dicky bird from anyone or had and money back, am i being a bit hasty ? when do they normally give in and pay up ?
Thanks
SPK
Hi Partypip, it was issued on the 7th nov and Acknowledged on the 9th nov and since we havent heard a thing from anyone , so just getting a bit worried.
Is there anything we should be doing ?
SPK
Hi ya all, just to let you know we reiceived a full refund of all charges we claimed .
We will be making a donation.
We have a cpl of questions
1: What do we do on money claim to stop the court case ?
2: How long after your settlement would you hear from the bank ? we have had nothing in 5 days and all accounts still open ! ?
Thanks in advance.
SPK
Spk V Nationwide ** WON **
once we recieve our money back.
Reply With Quote
My husband has been in touch with them and they are 'sorting' it as we speak!! We have had the letter to say the statements have been ordered and we need to send them another cheque!!
I will post in the morning as to how I get on. Even if I have to pay £35 ammendment fee it will be better than paying another £120!! I will never make this mistake again..this is only the first claim I have quite a few to follow.