Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



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  1. #1
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    jamiejay Novitiate

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    Default woolwich bank charges

    Hello CAGicon
    I have just recieved a goodwill offer of £175 from the woolwich (Barclaysicon) which i most certainly want to decline. I don't know what my charges were in total or how far they go back, I feel that they are alot more than the offer. I am unsure what to do next or how to do it. Could anyone give me some advise on how and where to go from here.
    Many thanks JJ

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  2. #2
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    essjaysea Novitiate essjaysea Novitiate

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    Default Re: woolwich bank charges

    Have you sent off for a DPA SARicon yet. If not, then that is the best place to start. They have to respond within 40 days, and then you can add up all the charges and send the preliminary letter claiming the total. These letters can be found as templates in the "Bank templates libraryicon" ; you just have to amend them to suit your own case.

    While you waiting for the Woolwich to respond, have a good look at the FAQ's, and read through some of the longer threads to get a good idea of how to proceed with a successful claim

    Good luck

    Preliminary Letter sent to Woolwich 05/06
    LBA sent 19/06
    Court claim filed 04/07 : Total £824.75
    Acknowledgement of Service 27/07
    Defence received 08/08
    AQ filed 11/08
    Barclays AQ filed 05/09
    Hearing date 20/12
    SETTLED IN FULL £840.49: 14/12/06

  3. #3
    Niklowe
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    e28bigalbexley Highly informative e28bigalbexley Highly informative e28bigalbexley Highly informative e28bigalbexley Highly informative e28bigalbexley Highly informative e28bigalbexley Highly informative e28bigalbexley's Avatar

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    Arrow Re: woolwich bank charges

    Hi JamieJay Wecome to CAGicon......

    You need to send a Data Protection Act Subject Acess Requesticon which you will find in the banks template libary.
    Then you need to spend a lot of time reading lots of different threads so you can see how these things progress or come to a grinding halt. You also, if you havent already, must read the FAQ's there is a lot of guidence in there.

    Basically ppl will help if your stuck but you need to do alot of the groundwork yourself. Other than that enjoy it, it may seem daunting now but when you get your money back it'll put a big smile on your face.

    Remember Read, Read,then read a bit more
    Follow the guidelines
    Dont give up
    And stick to a timetable

    Cheers AL.


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    Default Re: woolwich bank charges

    boo we all got here about the same time


  6. #6
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    Thumbs up Re: woolwich bank charges

    thanks for the advise everyone. I sent off my S.A.R letter yesturday so hopefully the ball is now rooling. I will keep you all posted Thanks again JJ



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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE