Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)



Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE
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  1. 8th April 2006 19:08 #1
    Doc2527 Doc2527 is offline
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    Cool Hi New to all of this, Bank Of Ireland

    Hi folks

    I'm a newbie to this forum,I think it's great so excuse me if I post this in the wrong area.

    My story is that over the past 2 months I have incurred somewhere in the region of £700 plus of Unpaid fees,referral charges etc.

    Compounding my situation also are the people that haven't been paid as they are also charging me fees...talk about being caught between a rock and a hard place!!!

    I know if I go back over six years it will be a great deal more.

    The other annoying thing is that I don't even get a letter to say that an item/s have not been paid....If I received a letter I would then feel that I was at least getting something for the charges incurred!!!!

    I would like to take this further,but somehow am afraid that they will close my account down and as we already have the other 3 Northern Irish Banks under investigation it doesn't bode well if you need to change accounts?

    your thoughts,comments and advice would be greatly appreciated.

    Regards

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  2. 8th April 2006 19:11 #2
    heppy23 heppy23 is offline
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    Default Re: Hi New to all of this, Bank Of Ireland

    Are you in NI or Eire? If you are in Eire then I am not sure if much (if any) of the legal stuff on here will apply.

    If you are in NI are you restricted to the big 4 over there or can you bank with enyone (i.e. internet banking).

    Abbey (Charges on 3 accounts and default on my credit record) - DPA letter sent 30/03/06 - 40 days limit is 9th May - Recieved DPA printouts 05/04/06 with microfiche "fob off" letter. <p>Barclaycard (Charges on 1 account and default on my credit record) - DPA letter sent 03/04/06 - 40 days limit is 13th May - Recieved some statements 08/04/06 along with DPA printout and a microfiche "fob off" letter. Claim for £340 sent 11/04/06
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  3. 8th April 2006 19:23 #3
    Bookworm Bookworm is offline
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    Default Re: Hi New to all of this, Bank Of Ireland

    MOVED.

    Apologies to people who I was in the process of helping, I may be gone some time.
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  4. 8th April 2006 19:25 #4
    Doc2527 Doc2527 is offline
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    Cool Re: Hi New to all of this, Bank Of Ireland

    Yeah I'm in NI.

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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE