Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Was wondering if anyone has come across this one. Followed your procedures up to sending the DPA letter and £10. RBS have replied that they have no record of my two accounts (which were closed in 1999 but I'm applying to have the Limitations Act set aside). I sent them the account numbers and branch details.
They passed my overdraft on to their debt collecting agency and when I requested a deed of assignment from them they failed to produce it.
Really don't know where to go from here, if the RBS say they have no record of me what can I do?
RBS can't trace my account
have replied that they have no record of my two accounts (which were closed in 1999 but I'm applying to have the Limitations Act set aside
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