Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
What ones of these listed can i claim for?? I was going to send the letter where i know how much i was going to claim but it divides it into charges and interest amounts... is this interest what is calculated on the spreadsheet (in the forum) or can i claim the above O/Draft interest?
Really not sure where to go from here, please help.
You can claim all except the o/d interest, unless it is due to the charges only. for example, if you didn't have an o/d, but being charged for bounced cheque put you in o/d,then you could reclaim. Likewise, you can reclaim the interest incurred from the charges, but the calculation is complicated.
I don't know about the account charge, what is it? If it's because you pay to have a certain type of account that would not be reclaimable either.
Read the FAQs and the forum material, know what you're doing. Then go for it.
Apologies to people who I was in the process of helping, I may be gone some time.
Charges/overdraft interest/overdraft excess fee???
and selected all the charges from July 2002. This has given me a list of....
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Re: Charges/overdraft interest/overdraft excess fee???
