Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Recieved my statements back today. Fed them into my spreadsheet and totalled them up to £787.50!! Prelim letter will be sent off by recorded delivery tomorrow! Come on!
Sent my lba off on 23rd Nov and the following day (more by coincidence) I recieved and offer from FD of £601.00. They pointed out a that I'd missed out a refund they'd given me so I double checked my statements and found a charge that I hadnt added!
The new figure is £757.50.
I have revised my LBA, sent it back to them and told them that I will only accept £601 as a part payment towards this figurre. Otherwise, I shall carry out the threat of court action.
Got an offer back from 1st Direct yesterday. £757.50!!!!
Perfect! That's my Christmas sorted then. Usual donation will be on its way to this site and questionare ill be filled in.
Many thanks for everyones help one all the threads. For all those people who haven't yet taken the plunge....DO IT! Pursue the banks for the return of all YOUR money!!!
Neil v First Direct
letter on Friday. Waiting for my statements and will start calculating my charges so as I can send off my Prelim letter.
The Consumer Forums
Reply With Quote