Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Reclaiming £2,800 bank charges. Sent letter to Tommy Mclean on 15th Sept to reclaim bank charges, had a response on the 29th Sept......not interested will not be refunding. Sent letter before action on the 29th Sept and had reply on the 12th oct offer of £1,800. Have accepted this as a have a outstanding loan which has defaulted of £900.
Did you accept this as a Full and final settlement and sign anything ?
And good luck with the rest
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Let battle commence!!!!!
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could someone help me im a young lad and iv'e been paying bank charges of £38.00 for about 3 years every time a direct debit fell through. do i have a case? thanks
Hello everyone - this is my first posting! I too am a disgruntled RBS current account customer. In response to my prelim. letter RBS advise that they have responded to the Office of Fair Trading's 05/04/06 statement, arguing the fact that the said statement relates to credit card penalty charges only. RBS express their concern that the OFT are publicly calling into question the setting of penalty charges to other products such as current accounts. The statement does refer to credit cards but the principles are the same with current accounts?? This is just a fob off letter, right? Thanks very much, Nic. :grin:
Royal bank of scotland
on the 29th Sept and had reply on the 12th oct offer of £1,800. Have accepted this as a have a outstanding loan which has defaulted of £900.
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