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cabot finance paying since 2005 for an old citi credit card debt - help


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Hi Susanne exactly same as me I got letter saying 40 days etc then waited until 12 plus 2 was up then sent them the account in dispute letter off here then got another letter saying all activity was ceased etc please see my thread but basically I know they won't have a coca (mine old cities card from about 94) and I've paid them a fortune (about 4k) since 2010 so as far as I'm concerned now just gonna forget about them x see my thread

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thanks for that will wait until the 15 april then as thats when the 12+2 days are up then send other letter ive been in contact with citi and i know they have no record of me and they seached a long time lol ive only paid over the grand so thats not to bad

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nothing to stop you both demanding you money back

 

if it''ll work is another matter.

 

but don't just accept they CAN cash-cow and get away with it.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 5 months later...

im new to this site and not sure how it works,i had a barclaycard many years ago and took out ppi on it but failed to make updated payments due to unemployment.i then recieved a letter yesterday saying cabot have taken over the debt in 2005 but that was 8 years ago of no contact no payments.can any1 help me with where i stand.i was told after 6 years it was statured barred or something.i need help.alsothe credit card limit was 1000,now i owe 2300???

Edited by sazzlepea
forgotto add more info
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see the link below on how to start your own thread

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 2 years later...

Hello,

I too have been paying Cabot off since 2005. I had forgotten all about my Barclays student account and Barclaycard when they contacted me about since it was over 5 years after I had last used them.

 

 

I had been homeless living on the street or living in sheltered accommodation for most of those years and had just got a bed-sit and was getting back on my feet when Cabot got in touch with me about them.

 

 

I used another credit card to pay off the Barclay card. I think it was less then a thousand pounds and Cabot gave me a small discount for paying it off quick.

 

 

The Barclays account was £2800 and is now down to £900 I pay them £20 a month. Cabot call every six months wanting to know about my situation in case I can pay them more and clear it off sooner.

 

 

Funny Cabot is not on my credit file nor is Barclays or Barclaycard which I suppose is because it is 15 years since I was with them.

 

 

Barclays is a dodgy bank I have since found out and have been fined billions for dodgy deals. I would steer clear of them everyone.

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Hello,

I too have been paying Cabot off since 2005. I had forgotten all about my Barclays student account and Barclaycard when they contacted me about since it was over 5 years after I had last used them.

 

 

I had been homeless living on the street or living in sheltered accommodation for most of those years and had just got a bed-sit and was getting back on my feet when Cabot got in touch with me about them.

 

 

I used another credit card to pay off the Barclay card. I think it was less then a thousand pounds and Cabot gave me a small discount for paying it off quick.

 

 

The Barclays account was £2800 and is now down to £900 I pay them £20 a month. Cabot call every six months wanting to know about my situation in case I can pay them more and clear it off sooner.

 

 

Funny Cabot is not on my credit file nor is Barclays or Barclaycard which I suppose is because it is 15 years since I was with them.

 

 

Barclays is a dodgy bank I have since found out and have been fined billions for dodgy deals. I would steer clear of them everyone.

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Hello,

I too have been paying Cabot off since 2005. I had forgotten all about my Barclays student account and Barclaycard when they contacted me about since it was over 5 years after I had last used them.

 

 

I had been homeless living on the street or living in sheltered accommodation for most of those years and had just got a bed-sit and was getting back on my feet when Cabot got in touch with me about them.

 

 

I used another credit card to pay off the Barclay card. I think it was less then a thousand pounds and Cabot gave me a small discount for paying it off quick.

 

 

The Barclays account was £2800 and is now down to £900 I pay them £20 a month. Cabot call every six months wanting to know about my situation in case I can pay them more and clear it off sooner.

 

 

Funny Cabot is not on my credit file nor is Barclays or Barclaycard which I suppose is because it is 15 years since I was with them.

 

 

Barclays is a dodgy bank I have since found out and have been fined billions for dodgy deals. I would steer clear of them everyone.

 

 

thread is numerous years old

 

 

you need to start a new thread

 

 

of your own

 

 

you wont get seen here

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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thread close to stop it being posted on

now

 

 

if you have an issue

 

 

start a new thread

 

 

of your own

 

 

dx

siteteam

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Thread Locked

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If you need to add something to this thread then

 

Please click the "Report " link

 

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If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

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