Jump to content


BCW, UMS Aktiv Kapital, Statute Barred


style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 4022 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

Hi All

 

Just a quickie!!

 

Today I received a Doorstep Threatogram from UMS on behalf of BCW collecting a debt owed to Aktiv Kapital.

 

I'm not worried, as I know that all debts I had are now Statute Barred, so I will fire off the SB letter from the library on Monday.

 

I can't remember who the debt was owed to originally, but it's for about £400.

 

I was just wondering if anyone else has dealt with UMS?

 

Thanks

 

QB

Link to post
Share on other sites

Yes you will need to be very specific in your statements in the sb letter, eg This communication is

formal notification that the alleged debt for £ xxx .xx is statute barred and is not an admission of

any liability, given this information I will not now or in the future make any payment or offer payment

in relation to the alleged debt.

 

Send it recorded delivery addressed to the Compliance Manager.

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

Link to post
Share on other sites

Thanks Brig, I have amended the letter and added your wording.

 

Another question, there is a paragraph in the letter that says: I would also point out that the OFT say under their DebtCollection Guidance on statute barred debt that “it is unfair to pursue thedebt if the debtor has heard nothing from the creditor during the relevantlimitation period”.

I have received letters from various debt collectors regarding this debt, shall I remove this paragraph?

Cheers

QB

Link to post
Share on other sites

Normal debt collection letters ARE NOT considered ''contact''during the relevant limitations period, the starting of court action or issue of a statutory demand would be considered relevant contact as proof of receipt eg acknowledgment of service is required.

Edited by BRIGADIER2JCS

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...