Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)

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  1. #1
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    Default BCW, UMS Aktiv Kapital, Statute Barred

    Hi All

    Just a quickie!!

    Today I received a Doorstep Threatogram from UMS on behalf of BCW collecting a debt owed to Aktiv Kapital.

    I'm not worried, as I know that all debts I had are now statute barredicon, so I will fire off the SB letter from the libraryicon on Monday.

    I can't remember who the debt was owed to originally, but it's for about 400.

    I was just wondering if anyone else has dealt with UMS?

    Thanks

    QB


  2. #2
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    Default Re: BCW, UMS Aktiv Kapital, Statute Barred

    Yes you will need to be very specific in your statements in the sb letter, eg This communication is
    formal notification that the alleged debt for xxx .xx is statute barredicon and is not an admission of
    any liability, given this information I will not now or in the future make any payment or offer payment
    in relation to the alleged debt.

    Send it recorded delivery addressed to the Compliance Manager.


  3. #3
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    Default Re: BCW, UMS Aktiv Kapital, Statute Barred

    Thanks Brig, I have amended the letter and added your wording.

    Another question, there is a paragraph in the letter that says: I would also point out that the OFT say under their DebtCollection Guidance on statute barredicon debt that “it is unfair to pursue thedebt if the debtor has heard nothing from the creditor during the relevantlimitation period”.

    I have received letters from various debt collectorsicon regarding this debt, shall I remove this paragraph?

    Cheers

    QB


  4. #4
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    Default Re: BCW, UMS Aktiv Kapital, Statute Barred

    Normal debt collectionicon letters ARE NOT considered ''contact''during the relevant limitations period, the starting of court action or issue of a statutory demand would be considered relevant contact as proof of receipt eg acknowledgment of service is required.

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  5. #5
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    Default Re: BCW, UMS Aktiv Kapital, Statute Barred

    Cheers Brig, I'll leave it in then
    QB


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    Default Re: BCW, UMS Aktiv Kapital, Statute Barred

    No problem!!



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