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    • Oil and gold prices have jumped, while shares have fallen.View the full article
    • Thank you for your reply, DX! I was not under the impression that paying it off would remove it from my file. My file is already trashed so it would make very little difference to any credit score. I am not certain if I can claim compensation for a damaged credit score though. Or for them reporting incorrect information for over 10 years? The original debt has been reported since 2013 as an EE debt even though they had sold it in 2014. It appears to be a breach of the Data Protection Act 1998 Section 13 and this all should have come to a head when I paid the £69 in September 2022, or so I thought. The £69 was in addition to the original outstanding balance and not sent to a DCA. Even if I had paid the full balance demanded by the DCA back in 2014 then the £69 would still have been outstanding with EE. If it turns out I have no claim then so be it. Sometimes there's not always a claim if there's blame. The CRA's will not give any reason for not removing it. They simply say it is not their information and refer me to EE. More to the point EE had my updated details since 2022 yet failed to contact me. I have been present on the electoral roll since 2012 so was traceable and I think EE have been negligent in reporting an account as in payment arrangement when in fact it had been sold to a DCA. In my mind what should have happened was the account should have been defaulted before it was closed and sold to the DCA who would then have made a new entry on my credit file with the correct details. However, a further £69 of charges were applied AFTER it was sent to the DCA and it was left open on EE systems. The account was then being reported twice. Once with EE as open with a payment arrangement for the £69 balance which has continued since 2013 and once with the DCA who reported it as defaulted in 2014 and it subsequently dropped off and was written off by the DCA, LOWELL in 2021. I am quite happy for EE to place a closed account on my credit file, marked as satisfied. However, it is clear to me that them reporting an open account with payment arrangement when the balance is £0 and the original debt has been written off is incorrect? Am I wrong?
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    • The streaming giant also said it added 9.3 million subscribers in the first three months of the year.View the full article
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JSA first month at work


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Hi there, and welcome to CAG. I'll move this post to the Benefits Forum where you should get more responses.

 

The basic answer to your question is no, you cannot claim JSA for your first month at work. Depending on how long you have been claiming, you may be entitled to a Job Grant and an extra four weeks of Housing Benefit (if applicable). Note, though, that these provisions will end on 31st March. When do you start work, and when did your JSA claim begin?

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How they expect anyone to even afford the month in fares let alone live, is beyond me. There should be something even if its an interest free loan to pay back over a length of time, having wages in advance only leaves a continuing hurdle, and I cant see many employers being happy to give too much anyway. It wasn't marvellous before with 2 wk benefit but better than nothing and manageable, and at least the 4wk housing/council tax run on was available. Just not seeing how this govt are doing anything for the real people in this country. Making it pay to be in work? really?

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If you are not on the work program you can ask for help with travel costs to get to and from work until you receive you first wage, it is a discretionary fund that is available but very limited and receipts have to be provided to show that the money has been used for the intended purpose.

It may not cover the full cost of travel either.

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Dyfed,

 

People starting work can request a housing benefit and council tax benefit run on - until the end of this month!! Not sure what happens after April 1st. Also, once working (especially if you're in a lower paid job) take your pay slips in, view will re-calculate your housing benefit each month.

 

As I said before I'm not sure how it will change come April 1st!!

 

Feebee_71

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As JSA is paid retrospectively JSA will run partly into the first months work.?

 

With the Housing Benefit, would a contract suffice in proving the hours contracted to work? If one has to wait till the first payslip which is a month ahead and then the long wait for Housing Benefit to work out the recalculation it could take three months with my council!

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Yes my council is slow too, it took about 3 months to sort out when I moved home last year. If I found myself in the situation of a new job I would write and inform council re rent and council tax, obviously cant pay what haven't yet been paid by new employer, but would of course be constantly in arrears unless paid two months in one month to get ahead. They seem to demand payment in advance for rent and council tax here. A neighbour of mine gets a letter every month telling her she is a month behind and it rattles on about debt and losing your home blah blah blah, and every month she pays a month, but its still in arrears since she started work last year. Bonkers!! Whatever the govt says, she really isn't better off in work apart from the fact that she hasn't got the dwp on her back.

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Dyfed,

 

People starting work can request a housing benefit and council tax benefit run on - until the end of this month!! Not sure what happens after April 1st. Also, once working (especially if you're in a lower paid job) take your pay slips in, view will re-calculate your housing benefit each month.

 

As I said before I'm not sure how it will change come April 1st!!

 

Feebee_71

 

Thanks. Will be interesting to see if there are any changes in April. Its disgusting that people are not helped more.

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Yes my council is slow too, it took about 3 months to sort out when I moved home last year. If I found myself in the situation of a new job I would write and inform council re rent and council tax, obviously cant pay what haven't yet been paid by new employer, but would of course be constantly in arrears unless paid two months in one month to get ahead. They seem to demand payment in advance for rent and council tax here. A neighbour of mine gets a letter every month telling her she is a month behind and it rattles on about debt and losing your home blah blah blah, and every month she pays a month, but its still in arrears since she started work last year. Bonkers!! Whatever the govt says, she really isn't better off in work apart from the fact that she hasn't got the dwp on her back.

 

No she has the council on her back now.

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Yes my council is slow too, it took about 3 months to sort out when I moved home last year. If I found myself in the situation of a new job I would write and inform council re rent and council tax, obviously cant pay what haven't yet been paid by new employer, but would of course be constantly in arrears unless paid two months in one month to get ahead. They seem to demand payment in advance for rent and council tax here. A neighbour of mine gets a letter every month telling her she is a month behind and it rattles on about debt and losing your home blah blah blah, and every month she pays a month, but its still in arrears since she started work last year. Bonkers!! Whatever the govt says, she really isn't better off in work apart from the fact that she hasn't got the dwp on her back.

 

 

Hi Ruby

 

Would that mean say for instance I start a new job April 1st, now my HB is paid retrospectivley so rent in on the 1st April- next rent due may 1st. Then I inform the Council of my new job the 1 april- I would still get May rent paid along with May etc even if late due to their slow working. I won't loose out on any months?

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There is no replacement for the run on payments from the 1st April and I have not heard that tere is anything in the pipeline to replace te payments with anything else.

I think it is to do with the introduction of universal credits (albeit that there is gap in removal and intoduction of said benefits/payments).

 

I think HB is the same as JSA and paid in arrears so the payment made on the 1st April covers you for the month of March, so declaring that you start work on the 1st aril will definitely mean no payment of HB run on and you may be liable for full or partial payment of you rent from the 1st April onwards.

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