Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)



Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE
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  1. 15th October 2006 20:55 #1
    HUSBANDKHAN
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    Smile direct debit returned

    i have been arguing it out with my bank that i should not have to pay for a returned direct debiticon on the basis that it does not cost them anything to process. it just the same as sending some one an email and it being returned because the inbox is empty. how many times have we been charged for a returned email or how many times have we been charged for sending a email?
    my bank is not very happy. neither am i. at least i am getting on its nerves ?

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  2. 15th October 2006 20:59 #2
    alanfromderby alanfromderby is offline
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    Default Re: direct debit returned

    Why argue...just claim the charge back.

    Alan, Derby, UK.



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  3. 15th October 2006 21:41 #3
    HUSBANDKHAN
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    Default Re: direct debit returned

    just a way of killing time and also adding on extra charges etc.

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  4. 6th February 2008 10:33 #4
    jamesrm jamesrm is offline
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    Default Re: direct debit returned

    Quote Originally Posted by alanfromderby View Post
    Why argue...just claim the charge back.
    Alan,

    How do I go about doing this as I have two charges of £20 from Lloydsicon for returned direct debits.

    Many thanks
    James

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  5. 6th February 2008 11:01 #5
    **Tilly** **Tilly** is offline
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    Default Re: direct debit returned

    Hi James welcome to the forums


    start a thread in the Lloydsicon forum

    http://www.consumeractiongroup.c o....m/lloyds-bank/





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  6. 6th February 2008 11:09 #6
    jamesrm jamesrm is offline
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    Default Re: direct debit returned

    Tilly,

    Many thanks for the welcome and quick reply.

    OK will start a thread in there!

    Thanks again
    James

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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE