Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
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Thread: help

  1. #1
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    mrspad Novitiate

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    Default a&l customer trying for charges

    hi to all. Im just starting out in getting my bank charges back. Any tips please. Thanks


  2. #2
    Lil Lil is offline
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    Default Re: a&l customer trying for charges

    Hi and welcome.
    Have a good read around the site. The FAQ's are really good so that would be a good start and everyone is really helpfull on here. Its good to read the other threads then you get an idea of what happens. Each one i've read seems to happen in the same order.
    Good Luck!!

    Lily


    Alliance & Leicester;
    LBA 22nd July 2006
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    If you are happy with my help please click on the scales at the side of this message

  3. #3
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    Default new claim

    just sent off my letter to request my statements back. wish me luck


  4. #4
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    Default Re: new claim

    good luck, hopefully you wont need it, best wishes danni


  5. #5
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    Default Re: a&l customer trying for charges

    Welcome to group that is putting the boot on the other foot.
    tips
    Read the FAQs and a good number of threads here and FOLLOW THE PROCESS
    Send everything to the bank recorded delivery (signed for)
    Stick to YOUR schedule
    and remember it's YOUR MONEY you are going to get back

    If you are unsure, ask a question here, you will get a lot of ecxellent help.


  6. #6
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    Default Re: new claim

    But you don't need good luck - follow the FAQ's and you'll soon have your money back!

    Keep the faith!

    A&L: Settled - £6,200
    HFC: Settled - £800
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    The opionions in this post are guaranteed to conform to the laws of physics, but pretty much nothing else...

  7. #7
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    Default Re: new claim

    I requested my statements last month for the past 6 yearsicon and they only sent me 2 years? Hoping the rest will appear in the post tomorrow. Good luck toyou all though - fingers crossed!!


  8. #8
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    Unhappy no response from statement request

    sent my cheque and letter requesting statements about 3 weeks ago had no response. what should i do? should i phone customer service up?
    helpppppppppppppppppppppp ppppppppppppppppppppppppp pppp


  9. #9
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    Default Re: no response from statement request

    Yes i would call them. Give them a reminder and tell them they have 40 days from when you sent the letter else you will report them to the information commissioner. Remember you paid £10 for this, make sure you get what you asked for and chase them till its on your doorstep.
    Have they cashed your cheque?? Good Luck.

    My advice is only my opinion, I am not a legal expert.

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  10. #10
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    Question help

    got all my statements back. Do i put the £5.00 down which is for having an over draft. Also when you send letter off asking for money back what do you send with this letter
    JILL



  11. #11
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    Default Re: help

    No £5 is an acceptable agreement with you and the bank for having an overdrafticon, you can i believe claim for the interest on the overdraft though.


  12. #12
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    Default help

    sent my letter asking for money owed received a reply saying that their charges are fair andthe charges have been raised correctly in line with the terms and conditionsicon of my accounnt and so they must stand.
    what do i do next?


  13. #13
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    Michael Browne Highly authoritative Michael Browne Highly authoritative Michael Browne Highly authoritative Michael Browne Highly authoritative Michael Browne Highly authoritative Michael Browne Highly authoritative Michael Browne Highly authoritative Michael Browne Highly authoritative Michael Browne Highly authoritative Michael Browne Highly authoritative Michael Browne Highly authoritative

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    Default Re: help

    Send the lbaicon here:
    http://www.consumeractiongroup.co.uk...-consumer.html

    PS Please stick to one thread otherwise it becomes impossible to follow your progress


  14. #14
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    Default Re: help

    I have merged your threads as it easier for us all to follow your progress as Michael says. It would probably be a good idea to read the FAQ's and step by step instructions, as well as other threads so that you understand the process better. This will be particularly important when you come to do your court claim.

    Fed up with bank charges?
    Email your MP TODAY!!!

    Sign the Petition

    When the Liberals and Conservatives were in opposition they both agreed that banks should pay back high bank charges to customers. Nothing seems to of happened since they came into power as a coalition. PPI insurance has been sorted now they should turn their attention to bank charges and help customers get exorbitant charges refunded.

    END LEGAL LOAN SHARKING
    SIGN THE PETITION TODAY



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    The Consumer Action Group is a free help site.
    Should you be offered help that requires payment please report it to site team.

    Alliance & Leicester Moneyclaim issued 20/1/07 £225.50 full settlement received 29 January 2007
    Smile £1,075.50 + interest Email request for payment 24/5/06 received £1,000.50 14/7/06 + £20 30/7/06
    Yorkshire Bank Moneyclaim issued 21/6/06 £4,489.39 full settlement received 26 January 2007

    Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.


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