Re: Vanquis Bank Minimum Payments
Vanquis are nortorious for charging late/over balance fees, this how they make their profit.
Always challenge their fees use the complaints procedure till the give a final responce then complain to fos they may takew up your ase as they have mine and have had some success with this avenue, I'm still disputing several 100's of £'s in new charges
IMHO pay this card off asap cancel the card and stay well away from them. Also are you paying the ROP (repayment option plan) did you ask for it if not get reclaiming come back for more advise