Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)



Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


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  1. 14th October 2006 19:46 #1
    spider666 spider666 is offline
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    Default Microfiche issues

    Just read an announcement by bankfodder that Abbeyicon National microfiche is a relevant filing system after an investigation



    The Information Commissioner has conducted an investigation and has decided that Abbey is breaching its statutory obligations.
    The Abbey microfiche system is a "relevant filing system".



    Surely this is in the favour of barclaycard customers all we need to do is pursue or charges and complain to the Information commissioner

    hope this helps and brings this issue to peoples attention

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  2. 14th October 2006 21:32 #2
    noomill060 noomill060 is offline
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    Default Re: Microfiche issues

    Hi spider!

    Could you provide a link to this VERY interesting news? Good stuff!

    Cheers!

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  3. 14th October 2006 21:36 #3
    Michael Browne Michael Browne is online now
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    Default Re: Microfiche issues

    http://www.consumeractiongroup.co.uk...s-against.html

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  4. 15th October 2006 11:08 #4
    nads75 nads75 is offline
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    Default Re: Microfiche issues

    Just read this fantastic news myself!
    I think i will send another letter to barclaycard reminding them that they only have another 16 days to comply. As well as a complaint to the financial obudsman. Do you think we can site the fact that the commisioner deemed Abbeyicon's microfiche "relevant" therefore barclaycard must be too?

    Nadia.


    ------------------------------------------------
    Barclays Current Account - S.A.R 22/09/06 - Prelim sent 23/10/06 - part pay accepted - sent LBA 16/11/06 - Payment out of court March 07. Hooray!
    Capital One Credit Card - Sent S.A.R 22/09/06 - statements recived 30/10/06 - Settled Dec 06.
    Egg Credit Card - Sent S.A.R 22/09/06 - statements recieved 30/10/06- about to send prelim
    Barclaycard - S.A.R 22/09/06 - Microfishe letter - non com. 29/09/06. - wont comply letter - 16/10/06 16 days left- getting nowhere letter back! 16/11/06 Information Commissioners Office compaint - 18/12/06-Statments sent - prelim going out 24/5/07.
    Virgin/MBNA - S.A.R 22/09/06 - part pay accepted - settled.
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  5. 15th October 2006 12:53 #5
    GeordieSteve GeordieSteve is offline
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    Default Re: Microfiche issues

    I'm confused. I was given the whole "no earlier than May 2004 due to microfiche" malarky. Can I write back and demand all the old statements?

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  6. 15th October 2006 13:26 #6
    spider666 spider666 is offline
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    Default Re: Microfiche issues

    I believe if we just follow the procedure set by the Consumer Action Group and Complain to the Information Commissioner after the 40 days it will be brought to his attention and he will have to act

    but i aint a legal expert

    Spider666

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  7. 15th October 2006 14:40 #7
    noomill060 noomill060 is offline
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    Default Re: Microfiche issues

    I was also given the whole "no earlier than May 2004" due to microfiche malarky. The letter stated that the bundle of statements was complete back to that date.

    Only it wasnt. Only went as far back as April 2005.

    Jeeze, they cant even tell lies with any consistancy!

    I'm just going to wait until the 40 days is up and send letter of complaint to the Information Commissioner.

    Does anyone know if I can use this clear wafflement as justification for a Notice of Dispute?

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