Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Finally received statements......not mine although first name was correct. Called them, not really concerned. Told me to shred them, had bit of a laugh about it. Don't know how I'd feel if I knew someone had my personal details. Also told me my statements could take another 10 days .
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Sorry, but I cannot deal with your case by PM - please ask questions in your own thread. If you do not get a reply within 48 hours send a PM, with a link to the relevant thread, to any Site Team Member.
DO NOT SEND QUESTIONS ABOUT YOUR CLAIM TO ADMIN, or our WEBMASTER - YOU WILL NOT RECEIVE A REPLY.
Advice given is purely my opinion, and is not based on any legal training.
Am amazed to see your post. I too received someone else's statements last week (in amongst 2 pages of my own). Thing that worries me is who got the rest of my statements with all my personal details. I also rang and told them and was asked to shred them - which I am certainly not going to do (I think it may help my case). I received a letter today with my DPA requested statements and a letter of apology for sending the wrong statements in the first place. Am now about to send my next letter with the amount I want refunded and will also be mentioning how concerned I am at the lack of security over personal details.
Hi S Also not going to shred them...Have also noted another case of this in the Halifax section! B F has given an excellent reply, if she wants to make mischief, you should read it in case you do ...
Please don't pm me about specific questions unless you have posted and it has not been dealt with or unless the matter is confidential. Please include a link to the post you want me to look at. If you have received a defence, contact me.
Advice & opinions of BankFodder, The Consumer Action Group and The Bank Action Group are offered informally, without prejudice & without liability. Use your own judgment. Seek advice of a qualified insured professional if you have any doubts.
Finally received the correct statements, couldn't beleive the amount of charges. Over £360- on a £500 balance! Letter going off tomorrow. Still have the statements sent to me in error, deciding what to do. I know I would be annoyed if someone had my info. so know I should do something about it.
Click on the above link to place your order - payment by Paypal.
_________________________ _______
Sorry, but I cannot deal with your case by PM - please ask questions in your own thread. If you do not get a reply within 48 hours send a PM, with a link to the relevant thread, to any Site Team Member.
DO NOT SEND QUESTIONS ABOUT YOUR CLAIM TO ADMIN, or our WEBMASTER - YOU WILL NOT RECEIVE A REPLY.
Advice given is purely my opinion, and is not based on any legal training.
As they have not replied to my letter requesting refund charges...letter before action, typed up and ready to go ,Claiming £361.16, that would make my balance look healthier!
They recredited me with £60, then stuck another £40 charges on 'cause payment was late...... took claim along to court on Friday and they are so inefficient mentioned that it was being monitored by Bank Action Group, got them in a panic.. LOL when I finally receive details will post in the litigation section.
Click on the above link to place your order - payment by Paypal.
_________________________ _______
Sorry, but I cannot deal with your case by PM - please ask questions in your own thread. If you do not get a reply within 48 hours send a PM, with a link to the relevant thread, to any Site Team Member.
DO NOT SEND QUESTIONS ABOUT YOUR CLAIM TO ADMIN, or our WEBMASTER - YOU WILL NOT RECEIVE A REPLY.
Advice given is purely my opinion, and is not based on any legal training.
Capital 1 have made me an offer...Good but not good enough, £40- short. Have already credited me £60- Don't know why they just don't get on with it, such a waste of time. Sent them a letter stating that I would be happy to accept their offer but will be persuing the rest.....
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