Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
I have just been charged £12 on a £5 credit card bill that I paid one day late because I inadvertently transferred the money to my gold card instead of my platinum card. Could I use the same letter to reclaim that as you use to reclaim charges on a current account?