Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Consultation on the removal of barriers to the sharing of non-consensual credit data
You may want to check out this idea that the banks are hoping to get the Government to agree to. It appears that they have persuaded the DTI to consider allowing banks and CRAs to share your information WITHOUT your agreement. :o
Normally these consultations only get about 10 submissions from the businesses that are going to benefit and one or two from campaigning organisations. The Government is then able to say "...90 percent of respondents agree with our proposals..."
Re: Consultation on the removal of barriers to the sharing of non-consensual credit data
Further to the above the consultation document contains this nugget of information:
Discussions with stakeholders suggest that the costs of a mail shot are the price of a second-class stamp (21p) plus the cost of the letter (5p) per person. It is possible to negotiate down the costs of postage.
Re: Consultation on the removal of barriers to the sharing of non-consensual credit d
The Government takes people’s rights to privacy very seriously and wants to strike the right balance between individual rights and the wider public interest.
That's interesting, since no wider public interest at all can be served by allowing the banks to further screw people over.