Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Credit Today Magazine published an article quoting tBarclaycard as saying the following in relation to the OFT enquiry
.... a spokesperson for Barclaycard said: "No customer has to pay these fees, unless they are in breach of contract with the creditor. In other words, the fees only become liable when the customer has exceded their credit limit or failed to make a payment by the due date." The charges are totally transparent and appeard on all marketing material"....., "Quite simply, providing the customer adheres to the conditions of use no charges will ever be incurred."