Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)



Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE
+ Reply to Thread
Results 1 to 14 of 14

Thread: Trish v bos

  1. 13th October 2006 09:16 #1
    trish123 trish123 is offline
    Basic Account Holder
    Help the CAG!!
    Download our toolbar         trish123 Novitiate

    Follow Real_CAG on Twitter

    Cagger since
    Apr 2006
    Posts
    10

    Default Trish v bos

    Hi im realy nervous about doing this as i normally muck things up but im determined,anyway my letter is in the envelope for the Data Protection Act request to be posted .Do i post it to my own branch and as i dont do cheques could i just enclose the £10 tia

    Similar Threads:
    Reply With Quote Reply With Quote
  2. 13th October 2006 09:26 #2
    cariad mo brwydrwr cariad mo brwydrwr is offline
    Basic Account Holder
    Help the CAG!!
    Download our toolbar         cariad mo brwydrwr Novitiate cariad mo brwydrwr's Avatar

    Follow Real_CAG on Twitter

    Cagger since
    Aug 2006
    I am in
    Cheshire
    Posts
    268

    Default Re: Trish v bos

    Yes, I would post it to your branch. But never put cash in the post, its so dangerous. You can get a postal order to send. Alternatively, if you hand deliver it to your branch, making sure you get a receipt, you could give them the cash or permission to take the money from your account (as long as you have enough in there to cover it).

    And then make sure you spend all your spare time reading the step-by-step instructions, faqs and all the threads you possibly can!

    Best of luck

    ~ I'm a lover, not a fighter... well, most of the time ~
    Reply With Quote Reply With Quote
  3. 13th October 2006 09:27 #3
    callumsgran callumsgran is offline
    Gold Account Holder
    Help the CAG!!
    Download our toolbar         callumsgran Highly informative callumsgran Highly informative callumsgran Highly informative callumsgran Highly informative callumsgran Highly informative callumsgran Highly informative callumsgran Highly informative callumsgran Highly informative callumsgran's Avatar

    Follow Real_CAG on Twitter

    Cagger since
    Apr 2006
    I am in
    charge
    Posts
    3,476

    Default Re: Trish v bos

    You can post it to your own branch yes, i wouldnt put £10 cash in envelope as you have no tracing ability for it, get a postal order for it
    Good luck!

    I QUESTION THEREFORE I AM!!

    Unfortunately i'm not an expert in any given field legally and my advice and that of the Consumer Action Group and the Bank Action Group is given without prejudice and without liability so please if in any doubt whatsoever seek help from an insured qualified professional. Contents of my posts are purely my own personal opinions and not condoned or endorsed in any way, shape or form by CAG. Thank you!


    I have been smoke-free for 4yrs
    Reply With Quote Reply With Quote
  4. 13th October 2006 09:29 #4
    trish123 trish123 is offline
    Basic Account Holder
    Help the CAG!!
    Download our toolbar         trish123 Novitiate

    Follow Real_CAG on Twitter

    Cagger since
    Apr 2006
    Posts
    10

    Default Re: Trish v bos

    Thanks will hand it into branch this morning then intend to spend the afternoon reading up on all these threads

    Reply With Quote Reply With Quote
  5. 13th October 2006 09:54 #5
    mar10funster mar10funster is offline
    Basic Account Holder
    Help the CAG!!
    Download our toolbar         mar10funster Novitiate

    Follow Real_CAG on Twitter

    Cagger since
    Aug 2006
    Posts
    12

    Default Re: Trish v bos

    Yeah make sure you get a receipt for handing it in. If your not posting it R.Delivery you need to have proof that they received your letter should the B.O.S. ever come back and say they never received your letter-Which is what they said to me.

    14/8/06 - S.A.R Request to B.O.S for C.Account + 2 C. Cards Statments. Sent to HBOS, The Mound, Edinburgh (R.Delivery)
    18/09/06 - S.A.R. Request Reminder Letter sent to HBOS, The Mound, Edinburgh. Local Branch C.C. (R.Ddelivery)
    19/09/06 - 01/10/06 - Requested Information Received - Various Packages and Letters
    11/10/06 - Prelim Letter Posted to HBOS, The Mound, Edinburgh. Local Branch C.C. (R.Ddelivery)

    18/10/06 - Letter Received from HBOS as follows "your complaint will be passed to a Customer Services Manager....get back to you within 4 weeks"

    01/04/07 Full Charges Received. Small Claims case won as bank failed to lodge defence. They initially refused to pay up and it was only through contact with a Sheriff Officer that they done so.

    Case Closed - Hurrah
    Reply With Quote Reply With Quote
  6. 13th October 2006 14:53 #6
    trish123 trish123 is offline
    Basic Account Holder
    Help the CAG!!
    Download our toolbar         trish123 Novitiate

    Follow Real_CAG on Twitter

    Cagger since
    Apr 2006
    Posts
    10

    Default Re: Trish v bos

    Went into branch and was told they couldnt debit the £10 from my account so have just been for a postal order and will now send it recorded deleivery.

    Reply With Quote Reply With Quote
  7. 7th November 2006 22:43 #7
    trish123 trish123 is offline
    Basic Account Holder
    Help the CAG!!
    Download our toolbar         trish123 Novitiate

    Follow Real_CAG on Twitter

    Cagger since
    Apr 2006
    Posts
    10

    Default Re: Trish v bos

    Have at last got round to posting my letter requesting my statements wanted to spend time reading up still dont know if i will manage to do it right but hey ho im going to give it a good bash.

    Reply With Quote Reply With Quote
  8. 23rd November 2006 09:38 #8
    trish123 trish123 is offline
    Basic Account Holder
    Help the CAG!!
    Download our toolbar         trish123 Novitiate

    Follow Real_CAG on Twitter

    Cagger since
    Apr 2006
    Posts
    10

    Default Re: Trish v bos

    Still no word back from BOSicon sent this letter by recorded delivery how long should it take for a reply to come back

    Reply With Quote Reply With Quote
  9. 23rd November 2006 11:17 #9
    HydraUK HydraUK is offline
    Basic Account Holder
    Help the CAG!!
    Download our toolbar         HydraUK Novitiate HydraUK's Avatar

    Follow Real_CAG on Twitter

    Cagger since
    Aug 2006
    I am in
    Hiding in the cupboard under the stairs.
    Posts
    532

    Default Re: Trish v bos

    Sometimes they take a while. If you sent your request for statements under the Data Act using the SARicon template, they have 40 days in which to reply....

    Hydra vs RBoS
    http://www.consumeractiongroup.co.uk...hydra-rbs.html


    ***WON***
    Reply With Quote Reply With Quote
  10. 23rd November 2006 17:37 #10
    trish123 trish123 is offline
    Basic Account Holder
    Help the CAG!!
    Download our toolbar         trish123 Novitiate

    Follow Real_CAG on Twitter

    Cagger since
    Apr 2006
    Posts
    10

    Default Re: Trish v bos

    Thanks i did as per posted so suppose i still have a while to wait never mind im sure it will be worth the wait

    Reply With Quote Reply With Quote
  11. 6th December 2006 19:28 #11
    trish123 trish123 is offline
    Basic Account Holder
    Help the CAG!!
    Download our toolbar         trish123 Novitiate

    Follow Real_CAG on Twitter

    Cagger since
    Apr 2006
    Posts
    10

    Default Re: Trish v bos

    hi again received my statements yesterday scarey reading anyway can i claim for account maintance charges these seemed to happen only when i was overdrawn mostly about 4 yrs ago not on recent statements

    Reply With Quote Reply With Quote
  12. 6th December 2006 20:30 #12
    trish123 trish123 is offline
    Basic Account Holder
    Help the CAG!!
    Download our toolbar         trish123 Novitiate

    Follow Real_CAG on Twitter

    Cagger since
    Apr 2006
    Posts
    10

    Default Re: Trish v bos

    another thought those spread sheets look realy scarey not sure about the whole interesticon thing how do i decide what interest to add on dont want to make a mess of this so im away to read from the start yet again

    Reply With Quote Reply With Quote
  13. 6th December 2006 21:11 #13
    tomba90 tomba90 is offline
    Basic Account Holder
    Help the CAG!!
    Download our toolbar         tomba90 Novitiate tomba90's Avatar

    Follow Real_CAG on Twitter

    Cagger since
    Mar 2006
    I am in
    Wrexham
    Posts
    106

    Default Re: Trish v bos

    Hi Trish,

    Yeah the interesticon thing is very confusing, I didn't bother as my charges where very substantial anyway.

    Keep up the good work, any help I can offer give us a shout

    Tomba90

    First they ignore you, then they laugh at you, then they fight you, then you win.
    - Mahatma Gandhi

    RBS - Claim Started 28-July-06 - Defence recieved 02-Aug-06 - Allocation questionaire sent 04-Aug-06 - Allocation/case management Hearing 20-Oct 06, 12.30pm - £5868.66 "SETTLED IN FULL"

    B&Q costs incurred for late delivery - £350 refunded 15/12/06 as interim payment, further £150 to get.
    2nd RBS account - £1813 and rising. 1st letter sent 08.12.06

    RBS credit card TBA
    Egg Credit card TBA
    HSBC account TBA
    Reply With Quote Reply With Quote
  14. 8th December 2006 00:10 #14
    Mairi Mairi is offline
    Basic Account Holder
    Help the CAG!!
    Download our toolbar         Mairi Novitiate

    Follow Real_CAG on Twitter

    Cagger since
    Apr 2006
    I am in
    glasgow
    Posts
    219

    Default Re: Trish v bos

    Yes Trish
    you can claim back the £28 maintenance charge, this charge is normally applied when you go £30 over your overdrafticon limit.


    Reply With Quote Reply With Quote
« Previous Thread | Next Thread »

Browsealoud Video Tour



Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE