Thread: Before I Start

Hi All,

Looking to start filling in the spreadsheet for A&L, before I do so I just wanted to check: for many months I have been charged £5 per month as a "Monthly OD Charge" for dipping into my authorised overdraught; am I also able to claim for this or is this a fair charge?

Thanks,

Creepy

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Originally Posted by creepyjim

Hi All,

Looking to start filling in the spreadsheet for A&L, before I do so I just wanted to check: for many months I have been charged £5 per month as a "Monthly OD Charge" for dipping into my authorised overdraught; am I also able to claim for this or is this a fair charge?

Thanks,

Creepy

It's fair, creepy jim, if you find it was your monthly fee for having an overdraft facility. You should see this on your statements - you are a step ahead of me.
Good luck.

Thanks for the reply. That answers my question

I have actually decided not to go ahead with alliance and leicester just yet, since they are closing accounts - tried opening a new bank account and two banks have turned me down so far (think my credit rating is stuffed >.< )

So will start with my Lloyds (which has been closed for a year) and come back to a&l once I have a new account

Hi

for many months I have been charged £5 per month as a "Monthly OD Charge" for dipping into my authorised overdraught; am I also able to claim for this or is this a fair charge?

i was wondering the same thing only because my "monthly OD charge" seems to fluctuate from £5 per month up to £30 per month. Kind of feels like a penalty but wanted to ask if i should include it before calculating my spreadsheet and sending my lba.

any advice would be great

thanks