Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



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  1. #1
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    boltonangel Novitiate

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    Default personal loan

    can i claim for charges incurred on a personal loan?

    my hubby missed one pymt on his loan and has been charged £40, he then rec'd a letter 3 days later, and was charged a further £30!!!

    sarah

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  2. #2
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    dan-rides-bikes Novitiate

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    Default Re: personal loan

    yup

    follow the standard procedure

    Halifax Credit Card - £408.16 - Settled in FULL 26/6/06
    Halifax Loans - £397.97 - Settled in FULL 25/8/06
    GE Money Topman £216.75 - SETTLED IN FULL
    Marbles LBA - £475.00 - £250 Offered
    Halifax Current Account LBA - SETTLED IN FULL
    Yorkshire Bank Current Accounts £2271.77 - Issued 30/6/06 - Default Judgement Issued - Warrant of Execution Requested
    Capital One - LBA - £88 Knocked of Balance
    Egg PPI - LBA

  3. #3
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    blackrain Novitiate blackrain's Avatar

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    Default Re: personal loan

    too right. Go for it and just stick your ground until you get the money back.

    Barclays - settled and about to claim charges since then!
    Morgan Stanley - defaulted on CCA request - ball is in their court
    Birmingham Midshires - starting claim 1st March £3000+
    MBNA - Settled in full
    Amex - CCJ issued against Amex and full refund taken by Bailiffs - cheque received eventually!
    Marbles - Full settlement
    Capital One - Received full amount plus costs

  4. #4
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    boltonangel Novitiate

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    Default Re: personal loan

    thanks - i'll do that tomorrow!


  5. #5
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    boltonangel Novitiate

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    Default personal loans

    hi does the reclaiming of charges apply to personal loans?

    i have written to my hubbys provider (funding corporation) and they have replied stating that it doesn't apply to them.


  6. #6
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    Thirdworlddebt Novitiate

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    Default Re: personal loans

    Greetings!
    I have the same question, I have searched for a thread on reclaiming charges on personal loans and cannot find one.

    1] Is there one?
    2] can we reclaim charges?


  7. #7
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    boltonangel Novitiate

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    Default funding corp - p/loan charges. HELP

    hi

    we took the funding corp to court re late pymt fee's that were added to the acc.

    they have now filed a defence - so it looks like we'll be going to court.

    is there anything i need to know/do when in court?

    sarah


  8. #8
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    boltonangel Novitiate

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    Default Re: funding corp - p/loan charges. HELP

    pls


  9. #9
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    t4ss Novitiate

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    Default Re: funding corp - p/loan charges. HELP

    Hi boltonangel,
    I am a couple of steps behind you. They have refused to pay my money. I am following the standard for claiming money back on the premise that it is unfair hence unlawful as per the law. Will ff you progress. Good luck!


  10. #10
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    t4ss Novitiate

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    Default Re: funding corp - p/loan charges. HELP

    just noticed how old your post is. How have things faired?


  11. #11
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    boltonangel Novitiate

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    Default Re: funding corp - p/loan charges. HELP

    we won, chq paid last wk


  12. #12
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    t4ss Novitiate

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    Default Re: funding corp - p/loan charges. HELP

    congratulations!! Did you have to produce a copy of their T&Cs if so was there a clause in it that said you have to indemnify them against any cost incurred running the account?



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