Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
I am sure most folks round here check their credit report at least occassionally.
It has become a obessional habit of mine since having some difficulties which are now thankfully sorted with a little help from the banks own money tee hee.
Anyway to my point, ltsb have only recently started supplying credit information to Experian etc but they seem to be finding the concept a little difficult.
My credit file contains 3 entries for LTSB products, none of which bear anywhere near resemblance to the truth. 2 entries are for cards which are paid off and closed, they show a total balance of 7k while i owe them nada. The 3rd is for a loan, and the balance they show is 3 months out of date.
I have phoned and wrote to them on numerous occassions since noticing with no avail, now gone direct to Experian and Equifax to complain. They said "oh thats not right, they are meant to update monthly. We will contact on your behalf and see what they say."
So I wait...
Just a cautionary tale, if you have LTSB debts make sure they arent impacting your credit file/score by them being lazy.
Keep an eye on your Credit Report
have only recently started supplying credit information to Experian etc but they seem to be finding the concept a little difficult.
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